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John Bancroft

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Ginnie MBS Issuance Starts 2020 With Unexpected Gain

February 7, 2020

Overall volume was up for both purchase and refinance loans as Ginnie posted its second-highest monthly MBS issuance. VA provided most of the oomph. (Includes two data charts.)

A Mortgage Slowdown Afoot? Hardly. Agency MBS Issuance Stays Strong

February 7, 2020

John Bancroft

Fun fact: January’s new issuance was more than double the total produced in the first month of 2019.

Agency MBS Issuance Holds Strong in Midwinter Lull

February 6, 2020

John Bancroft

The increase in agency MBS from December to January came from the Ginnie program, which has a slower securitization process than Fannie and Freddie. And some loans may have been held back to benefit from higher loan limits. (Includes two data charts.)

Agency Originations Capture Heavy 4Q19 Increase in Refis

February 6, 2020

John Bancroft

In late 2019, conventional-conforming originations hit their highest quarterly volume since the epic 2003 mortgage market. Government lending wasn't far behind.

A Milestone: Conventional Production Highest Since 3Q 2003

February 6, 2020

John Bancroft

Government-insured lending wasn’t far behind. An estimated $165.0 billion of government loans were originated in the fourth quarter, up 8.6% from the prior period.

Agency Originations Capture Heavy 4Q19 Increase in Refi

February 5, 2020

John Bancroft

In late 2019, conventional-conforming originations hit their highest quarterly volume since the epic 2003 mortgage market. Government lending wasn't far behind. (Includes two data charts.)