John Bancroft

A New Milestone: Nonbanks Now Service More Than Half of Agency Product

July 16, 2020

The writing was on the wall: nonbanks took over the Ginnie market back in 2016...

Another New Record for Ginnie MBS Issuance

July 14, 2020

The venerable agency MBS platform set production records in both the third and fourth quarters of 2019, caught its breath in early 2020, and then rose 12.7% to a new high in the April-June cycle.

GNMA MBS Issuance Hits New Record Level in 2Q20

July 10, 2020

John Bancroft

VA refinance activity drove much of the increase from the first to the second quarter, and the veterans' program accounted for over half of Ginnie MBS issuance during the period. (Includes four data charts.)

Agencies Lead Huge Jump in Structured Finance Issuance

July 9, 2020

John Bancroft

Despite the dampening effect of the coronavirus early in the second quarter, total MBS and ABS issuance soared to a record $790 billion. Agency single-family MBS accounted for 94% of total issuance. (Includes four data charts.)

GSEs Gobble Bigger Market Share of Surging Agency Business

July 9, 2020

John Bancroft

Fannie, Freddie and Ginnie issued a combined $742 billion of single-family MBS in the second quarter, smashing a record set back in 2003, the mother lode for mortgage business. (Includes two data charts.)

HMDA Data Show Surging Refinance Originations in 2019

July 9, 2020

John Bancroft

Heavy rate-term refinances and cash-out transactions accounted for much of last year's big gain in first-lien originations. Denial rates were down in nearly all categories. (Includes data chart.)

Agency Single-Family MBS Hit Record High in Second Quarter

July 9, 2020

John Bancroft

Fannie, Freddie and Ginnie issued a combined $742 billion of single-family MBS in the second quarter, smashing a record set back in 2003, the mother lode for mortgage business.

Agency MBS Soars in the Second Quarter

July 7, 2020

John Bancroft

Record-low mortgage interest rates powered a surge in refinance activity in agency mortgage-backed securities platforms during the second quarter of 2020, according to a new Inside Mortgage Trends analysis.

Ginnie Business Slips Again in June

July 6, 2020

John Bancroft

After a record month of Ginnie MBS issuance in April, volume declined in May and June.

June Caps One of the GSEs' Best MBS Cycles on Record

July 2, 2020

John Bancroft

Fannie and Freddie issued a staggering $880 billion of single-family MBS during the first half of 2020, up 78.5% from the first three months of the year. Volume peaked in June as refi activity continued to surge.

John Bancroft

ARTICLES

A New Milestone: Nonbanks Now Service More Than Half of Agency Product

Another New Record for Ginnie MBS Issuance

GNMA MBS Issuance Hits New Record Level in 2Q20

Agencies Lead Huge Jump in Structured Finance Issuance

GSEs Gobble Bigger Market Share of Surging Agency Business

HMDA Data Show Surging Refinance Originations in 2019

Agency Single-Family MBS Hit Record High in Second Quarter

Agency MBS Soars in the Second Quarter

Ginnie Business Slips Again in June

June Caps One of the GSEs' Best MBS Cycles on Record

Latest Imf News

Servicing Portfolios Decline at Rocket, Chase in 3Q

Onity Adjusting MSR Acquisition Strategy, Subservicing

Ending GSE Conservatorship by 2028 Looks Unlikely

Consumer Advocates Seek Stronger Regulation of HEIs

Featured Data

Top Ginnie Servicers Increase Portfolios in Third Quarter

Major Lenders Pull Back on ECM MBS in 3Q

Resets Drive CLO/CDO Issuance Higher in 3Q

Originations Tumble 16% in Third Quarter

Featured Reports

Mortgage Profitability Report 2Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 2Q26 (PDF)

Lender Profiles 2Q26: Top 25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?