John Bancroft

Nonbanks and Smaller Firms Growing GSE Market Share

October 9, 2020

Fannie and Freddie issued a whopping $705.7 billion of single-family MBS during the third quarter, smashing a record that had been on the books for 17 years. (Includes two data charts.)

GSE Sellers Harvest Low-Hanging Fruit in 3Q20

October 9, 2020

John Bancroft

The shift to lower-risk loans was particularly pronounced in the GSE refinance market, where streamlined property valuation was available for many mortgages. (Includes two data charts.)

Californians Lean on FHA in 3Q Agency Mortgage Boom

October 9, 2020

John Bancroft

California remained the top market for insured mortgage originations in the third quarter, though volume was up 16.6%, compared with a 19.1% increase nationwide. (Includes data chart.)

Agencies Push MBS/ABS Over the $1 Trillion Mark in 3Q20

October 8, 2020

John Bancroft

Production levels surged for agency 1-4-family MBS, non-mortgage ABS and commercial MBS from the second to the third quarter. Nonbanks continued to dominate the agency market. Includes three data charts.)

Agency 1-Family Business Hits Record $914 Billion

October 8, 2020

John Bancroft

Refinance demand continued to fuel surging business in the agency market, although Ginnie dropped a little further behind Fannie and Freddie. (Includes two data charts.)

Depositories Regained Some Market Share in 2Q Frenzy

October 8, 2020

John Bancroft

Nonbanks continued to account for over half of mortgage originations in a primary market that soared to $975 billion in the second quarter. (Includes data chart.)

The Records Keep Falling: Agency MBS Topped $914B in 3Q20

October 8, 2020

John Bancroft

The agencies securitized almost $592 billion of single-family refi loans, a 17.8% increase from 2Q. Refis accounted for 64.7% of the market during the third quarter. However, purchase-mortgage activity increased more in percentage terms...

The Final Tally: DBRS First in RMBS Ratings, S&P Leads in ABS

October 7, 2020

John Bancroft

DBRS saw a relatively small 5.7% decline in MBS ratings from the first to the second quarter, and actually upped its ratings of expanded-credit mortgage MBS...

Another Byproduct of the Boom: The Highest Securitization Rate in Seven Years

October 6, 2020

John Bancroft

Fannie and Freddie securitized $556.2 billion of single-family loans that were aged three months or less when the MBS was issued, a whopping 81.0% increase from the prior quarter.

Agencies Set New Record for MBS Issuance in 3Q20

October 5, 2020

John Bancroft

After setting new monthly records in July and August, the agency MBS market cooled slightly in September.

John Bancroft

ARTICLES

Nonbanks and Smaller Firms Growing GSE Market Share

GSE Sellers Harvest Low-Hanging Fruit in 3Q20

Californians Lean on FHA in 3Q Agency Mortgage Boom

Agencies Push MBS/ABS Over the $1 Trillion Mark in 3Q20

Agency 1-Family Business Hits Record $914 Billion

Depositories Regained Some Market Share in 2Q Frenzy

The Records Keep Falling: Agency MBS Topped $914B in 3Q20

The Final Tally: DBRS First in RMBS Ratings, S&P Leads in ABS

Another Byproduct of the Boom: The Highest Securitization Rate in Seven Years

Agencies Set New Record for MBS Issuance in 3Q20

Latest Imf News

Servicing Portfolios Decline at Rocket, Chase in 3Q

Onity Adjusting MSR Acquisition Strategy, Subservicing

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Consumer Advocates Seek Stronger Regulation of HEIs

Featured Data

Top Ginnie Servicers Increase Portfolios in Third Quarter

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Resets Drive CLO/CDO Issuance Higher in 3Q

Originations Tumble 16% in Third Quarter

Featured Reports

Mortgage Profitability Report 2Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?