Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Home-Purchase Lending in 2020 Still Trailing Last Year

September 17, 2020
John Bancroft
Several top lenders reported declines in purchase-mortgage lending and increased refi activity in the second quarter. Agency MBS data suggest a modest recovery in July and August. (Includes four data charts.)
Read More

The Final Tally for 2Q20: Refis Spiked by a Stunning 45%

September 17, 2020
John Bancroft

Agency data suggest the purchase market started to recover a bit in the third quarter. (Includes four data charts.)


Read More

The 2Q20 Mortgage Profit Picture: Simply Stunning Across the Board

September 16, 2020
John Bancroft

The 14 lender/servicers reported $4.02 billion in income from those activities during the second quarter, up from $1.40 billion in the first three months of 2020.


Read More

Fannie Regains Market Share as Mortgage Giants Set Monthly Record

September 15, 2020
John Bancroft

The top three sellers to Fannie and Freddie in August: Quicken Loans, Wells Fargo and United Wholesale Mortgage.


Read More

Bank MSR Values at the Lowest Level Since 2012

September 14, 2020
John Bancroft

MSR values sank over 34% during the first seven months of 2020, according to a July update from Mike Carnes, managing director of MSR valuations at MIAC Analytics.


Read More

Fannie Regains Some Share as GSEs Set Monthly High

September 11, 2020
John Bancroft
Fannie Mae and Freddie Mac issued a record $249 billion of single-family MBS in August while continuing to grow their share of the mortgage market. (Includes two data charts.)
Read More

Lenders Reap Huge Earnings on Production and Secondary

September 11, 2020
John Bancroft
Mortgage bankers posted huge profits from their loan origination and secondary marketing activities during the second quarter of 2020. Servicing, not so much. (Includes data chart.)
Read More

Banks Mark MSR Values to Lowest Level Since 2012

September 11, 2020
John Bancroft
The banking industry's aggregate portfolio of servicing for others was down slightly in the second quarter, although the top five players shed a combined $100 billion. (Includes data chart.)
Read More

Agency MBS Issuance Breaks $300B in August

September 11, 2020
John Bancroft

Fannie Mae, Freddie Mac and Ginnie Mae issued $321.83 billion of single-family MBS last month, according to an Inside MBS & ABS ranking and analysis.


Read More

Agencies Break $300 Billion in Single-Family MBS in August

September 10, 2020
John Bancroft
Ginnie Mae regained some share in the agency MBS market in August, as did purchase mortgages. The top 100 sellers saw a small increase in their share of new issuance, but the market remained fragmented. (Includes two data charts.)
Read More
View All Articles by John Bancroft

Latest Imf News

  • Bank Mortgage-Banking Earnings Slip in Fourth Quarter

  • Mortgage Investors Expect Early Challenges With New Credit Score Models

  • Industry Participants Have Pulte’s Ear in First Year at FHFA

  • Risks Seen in Potential Shift From Tri-Merge Process

More Imf News

Featured Data

  • M&A Reshapes Conventional Mortgage Market

  • Bank MB Earnings Slump in 4Q25 Despite Higher Volume

  • Correspondents Lose Share in Agency Securitizations

  • CRE Securitization Rises in 2025 With Agency MF Boost

More Featured Data

Featured Reports

  • Mortgage Profitability Report 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing