Home » Authors » John Bancroft

John Bancroft

Articles

ARTICLES

California's Share of MI Business Grew in 4Q20

January 8, 2021

Private mortgage insurance provided most of the coverage for purchase loans securitized in the fourth quarter, while VA was the top guarantor of agency refi loans. (Includes data chart.)

GSE Market Skews Further to Low-Risk Loans in 4Q20

January 8, 2021

John Bancroft

With consumer demand peaking at historic levels in the fourth quarter, the share of higher-risk loans sold to Fannie and Freddie continued to decline. (Includes two data charts.)

GNMA Buyouts Drive Bank Repurchases Higher in 3Q20

January 8, 2021

John Bancroft

Commercial banks and thrifts reported over $1 billion of mortgage repurchases during the third quarter. (Includes data chart.)

Agencies Push MBS/ABS Issuance to $3.64 Trillion in 2020

January 7, 2021

John Bancroft

Thanks to heavy consumer refi demand, the support of the Fed and muscular production by nonbanks, the agency single-family market pushed overall MBS/ABS issuance to record levels in 2020. (Includes three data charts.)

Agency Single-Family Market Tops $1 Trillion in 4Q20

January 7, 2021

John Bancroft

Fannie and Freddie led the surge to a record $3.15 trillion of agency MBS issuance in 2020. The agency market saw huge shifts in seller demographics. (Includes two data charts.)

The Final Agency MBS Count for 2020: A Record Setting $3.15 Trillion

January 6, 2021

John Bancroft

What's more, the GSEs upped their share of the agency market to 75.8%, and dominated the overall single-family market as well...

DBRS, S&P Lead Ratings Market at Nine-Month Mark

December 31, 2020

John Bancroft

Kroll Bond Rating Service had a strong year over the first nine months of 2020, with a 12.4% increase in business from the same period in 2019...

Correspondent and Broker Channels Regain Some Share of FHA/VA Market

December 28, 2020

John Bancroft

FHA/VA originations through the correspondent channel increased by 48.5% during the third quarter, bringing the channel's market share to 31.3%.

TPO Channels Claw Back Market Share in 3Q20

December 23, 2020

John Bancroft

Volume was up more in correspondent and wholesale-broker platforms, but retail continued to account for just over half of government-insured lending in the third quarter.