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Home » Authors » John Bancroft

Articles by John Bancroft

Nonbanks Grow in Top 50, Servicing More Fragmented

November 5, 2020
John Bancroft
Nonbanks gained ground on depository institutions among the top 50 participants in the servicing market. Several large banks were content to let their portfolios decline. (Includes two data charts.)
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Conforming Loan Limit May Approach $540K in 2021

November 5, 2020
John Bancroft

An exclusive Inside Mortgage Finance analysis shows the conforming loan limit will climb about 5.6% next year. The high-cost limit could top $800,000.


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A 2021 GSE Loan Limit of Roughly $539,000

November 4, 2020
John Bancroft

The limits would be higher for mortgages backed by 2-4 unit properties, as well as loans in designated high-cost markets.


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Portfolio Growth for the GSEs? Yes

November 4, 2020
John Bancroft

Fannie’s whole-loan portfolio increased 2.8% during the quarter, while Freddie’s grew 3.8%...


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Slip, Sliding Away: The Ginnie Mae Servicing Market

November 2, 2020
John Bancroft

Eight of the top 10 Ginnie servicers as of the end of September had smaller portfolios than at the midway point in the year.


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GNMA Servicing Market Hit By Payoffs, Defaults in 3Q20

October 30, 2020
John Bancroft
Many of the top Ginnie servicers saw declines in their portfolios during the third quarter. Freedom Mortgage stood out with a 13% gain from the prior period. (Includes four data charts.)
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CMBS Issuance Stages a Comeback, SFR/Industrials Boom

October 30, 2020
John Bancroft

Much of the third-quarter rebound came from securitization of mortgages on industrial properties.


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CMBS Issuance Rebounds in 3Q20, Industrials/SFR Boom

October 29, 2020
John Bancroft
Non-agency CMBS issuance doubled from the second to the third quarter, but production remained well below 2019 levels. Agency multifamily MBS set a record. (Includes data chart.)
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GSE Mortgage Portfolios Fatten Up on Lending Boom

October 29, 2020
John Bancroft
Fannie and Freddie reported strong gains in net income during the third quarter, and the ongoing mortgage-market boom pumped up their retained mortgage holdings. (Includes data chart.)
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FHA Market Share Slumps Again in 3Q20 Agency MBS

October 29, 2020
John Bancroft
Private MI accounted for over half of the insured purchase loans sold into agency MBS during the third quarter, and the industry's share of insured refi business is up from 2019. (Includes three data charts.)
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Featured Data

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