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Home » Authors » John Bancroft

Articles by John Bancroft

GSE Loan Buybacks Actually Fell in 2Q20. However…

August 31, 2020
John Bancroft

Higher delinquencies should lead to more Fannie/Freddie loan buybacks, but we're not there yet, thanks, in part, to forbearance...


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GSE Buybacks Slip in 2Q20, But Unresolved Claims Rise

August 28, 2020
John Bancroft
Most of Freddie's repurchase activity in the second quarter involved loans securitized in 2020, but 2019 business still accounted for most of Fannie's activity. (Includes three data charts.)
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Banks Report Huge Gain in Mortgage Banking Income

August 28, 2020
John Bancroft
The industry got no help from perennial leader Wells Fargo, but banks still posted their strongest quarterly income from mortgage banking in five years. (Includes data chart.)
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Bank ABS Holdings Edge Up Despite Slippage at the Top

August 27, 2020
John Bancroft
TD Bank and Charles Schwab, the two biggest bank investors in ABS, both pulled back from the market in the second quarter, but industry-wide holdings rose slightly. (Includes two data charts.)
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GSE Jumbo Gains in 2Q20 Overshadow Non-Agency

August 27, 2020
John Bancroft
A number of top lenders shifted gears to focus on the high-margin GSE business in the second quarter while curtailing their non-agency jumbo production. (Includes three data charts.)
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A 78% Spike in ‘Conforming’ Jumbos for the GSEs

August 27, 2020
John Bancroft

Other sectors of the jumbo market saw more measured gains...


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Government Lending Loses More Ground to PMI but VA Stays Ahead of FHA

August 24, 2020
John Bancroft

For the third consecutive quarter, VA production exceeded FHA activity – and the margin widened significantly...


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Government Lending Loses More Ground to PMI in 2Q20

August 21, 2020
John Bancroft
Freedom Mortgage remained the top FHA lender at the midway point in 2020 as several of its competitors pulled back from the market. The nonbank extended its lead in the VA sector. (Includes three data charts.)
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As Fed Slows MBS Purchases, Depositories Fill the Void

August 21, 2020
John Bancroft

Most of the gain was in agency mortgage securities, which rose $82.6 billion to $2.148 trillion...


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Banks Add MBS in 2Q20 as Central Bank Purchases Slow

August 20, 2020
John Bancroft
Banks and thrifts purchased a significant share of the net growth in agency MBS outstanding during the second quarter as Federal Reserve buying slowed. (Includes two data charts.)
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