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Home » Authors » John Bancroft

Articles by John Bancroft

Correspondent Plummets in Soft 2Q20 FHA/VA Market

September 18, 2020
John Bancroft
Some of the top aggregators of government-insured correspondent loans pulled back from the market in the second quarter. Retail production grew to 56.5% of FHA/VA lending. (Includes data chart.)
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REIT MBS Holdings Rebound Slightly as the Great ‘Rebuild’ Begins

September 18, 2020
John Bancroft

In 1Q20, REITs – slammed by margin calls – shed $120.21 billion of securitized product from their portfolios. At the midway point in 2020, the industry’s MBS holdings remained far below the fourth quarter.


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REITs Begin Rebuilding MBS Portfolios in 2Q20

September 17, 2020
John Bancroft
While most of the larger mortgage REITs began growing portfolios that were ravaged by market turmoil at the end of March, many smaller firms continued to shrink. (Includes data chart.)
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Life Insurers Boost Structured Finance Holdings in 2Q20

September 17, 2020
John Bancroft
Residential MBS accounted for 39% of the combined structured-finance portfolio for the 15 largest life insurers in the U.S. (Includes data chart.)
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Home-Purchase Lending in 2020 Still Trailing Last Year

September 17, 2020
John Bancroft
Several top lenders reported declines in purchase-mortgage lending and increased refi activity in the second quarter. Agency MBS data suggest a modest recovery in July and August. (Includes four data charts.)
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The Final Tally for 2Q20: Refis Spiked by a Stunning 45%

September 17, 2020
John Bancroft

Agency data suggest the purchase market started to recover a bit in the third quarter. (Includes four data charts.)


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The 2Q20 Mortgage Profit Picture: Simply Stunning Across the Board

September 16, 2020
John Bancroft

The 14 lender/servicers reported $4.02 billion in income from those activities during the second quarter, up from $1.40 billion in the first three months of 2020.


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Fannie Regains Market Share as Mortgage Giants Set Monthly Record

September 15, 2020
John Bancroft

The top three sellers to Fannie and Freddie in August: Quicken Loans, Wells Fargo and United Wholesale Mortgage.


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Bank MSR Values at the Lowest Level Since 2012

September 14, 2020
John Bancroft

MSR values sank over 34% during the first seven months of 2020, according to a July update from Mike Carnes, managing director of MSR valuations at MIAC Analytics.


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Fannie Regains Some Share as GSEs Set Monthly High

September 11, 2020
John Bancroft
Fannie Mae and Freddie Mac issued a record $249 billion of single-family MBS in August while continuing to grow their share of the mortgage market. (Includes two data charts.)
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