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Home » Authors » John Bancroft

Articles by John Bancroft

Auto Deals Help Boost Bank ABS Investment in 2Q25

September 11, 2025
John Bancroft
TD Bank ranked as the top U.S. bank investor in non-mortgage ABS at the end of the second quarter, after notching gains in both securitized auto loans and business finance. (Includes two data tables.)
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Refis Help Push Agency MBS Issuance Up in August

September 9, 2025
John Bancroft
Issuance increased by 7.8% from July and marked the strongest monthly total since November 2024.
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Agency Single-Family MBS Issuance Rebounds in August

September 4, 2025
John Bancroft
Nonbank lenders continued to dominate the agency single-family market, accounting for 76.6% of new business in August. Nonbanks delivered more than 80% of agency refinance loans last month. (Includes two data tables.)
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Issuance of Agency CMOs, Aggregation MBS Slows

September 4, 2025
John Bancroft
The sharp decline in GSE Supers issuance was the result of the Federal Reserve wrapping up the conversion of its Fannie/Freddie MBS into aggregated form in the first quarter. (Includes two data tables.)
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Banks Increase Ginnie Pass-Through MBS Holdings in 2Q

August 29, 2025
John Bancroft
Wells Fargo was the top bank investor in Ginnie pass-throughs in the second quarter.
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Bank MBS Holdings Edge Up in 2Q, Lean to Ginnie

August 21, 2025
John Bancroft
The second quarter brought a big increase in bank holdings of Ginnie Mae pass-throughs. Banks reduced their investment in GSE pass-throughs but upped their agency CMOs. (Includes two data tables.)
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Once Again, Servicing Aids Publicly Traded NBs

August 18, 2025
John Bancroft
In the second quarter, servicing clearly changed things at United Wholesale and Rocket Mortgage.
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Private MI Activity Rises With Purchase Mortgages in 2Q

August 15, 2025
John Bancroft
Private MI covered 16.4% of new mortgage production in the second quarter.
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Servicing Marks Boost Nonbank Earnings in 2Q25

August 15, 2025
John Bancroft
Several top nonbank lenders took significant writedowns on MSR during the second quarter, but the damage was less severe than in the previous period. Meanwhile, production-related income was up. (Includes data table.)
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CMBS Issuance Sags in 2Q25 Despite Agency Surge

August 14, 2025
John Bancroft
The first-quarter CMBS market was a tough act to follow, and non-agency securitization fell off sharply in the April-June cycle. Multifamily was a bright spot, including a big increase in Fannie issuance. (Includes two data tables.)
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