Homebuyers appear to have become a little less honest in their loan applications. Lender beware!

A full plate of agenda items and a lack of experienced leadership makes a GSE exit from conservatorship unlikely under the new administration.

Treasury Secretary Bessent’s cautious remarks about the prospect for GSE reform heighten industry skepticism about the release of Fannie Mae and Freddie Mac from conservatorship.

Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.

Absent APOR figure, lenders and mortgage-backed securities buyers would be uncertain whether loans were QM.

Combined issuance of Fannie Mae CAS and Freddie Mac STACRs came to $8.31 billion in 2024 — the lowest total since 2013, the year GSE CRT activity started. (Includes data table.)

STACR and ACIS activity in 2025 is expected to be similar to 2024, or slightly higher, due to a larger pipeline of loans eligible for inclusion in CRT.

FHFA must turn conservatorship directives into regulations before releasing the GSEs from conservatorship, according to former agency director Mark Calabria. But an explicit guarantee is unnecessary, he said.

FHFA removed mention of DEI from a key GSE evaluation standard.

GSE deliveries declined in just four states on an annual basis in 2024.