Dennis Hollier

Blend Scores Freddie Mac Partnership

August 23, 2019

Then again, the partnership with Freddie isn’t exactly novel. The vendor has a similar arrangement with the GSE’s crosstown rival Fannie Mae…

Will G-Fees Pay for Trump’s Payroll Tax Cut?

August 22, 2019

Dennis Hollier

Despite the president’s quick reversal of course on his proposal to cut payroll taxes, the housing industry remains worried g-fee may be tapped somehow.

Falling Interest Rates Encourage Use of Specified Pools

August 22, 2019

Dennis Hollier

MBS investors hedge against spiking prepayment speeds by identifying pools of mortgages less likely to refinance.

Calabria Says LIBOR’s Days Are Numbered

August 15, 2019

Dennis Hollier

Fannie and Freddie will shift to an averaged version of SOFR before the publication of the scandal-ridden LIBOR ceases.

The March to Negative Interest Rates

August 15, 2019

Dennis Hollier

Negative interest rates in Europe’s bond market may signify a change in how European banks work. Will the U.S. also see negative rates?

Blend to Automate Asset, Income Verification for Freddie

August 15, 2019

Dennis Hollier

The fintech firm has scored a contract to eliminate paper documents and PDFs from GSE loans.

Final Rule on Credit Score Models

August 15, 2019

Dennis Hollier

The FHFA issued a new rule that potentially paves the way for new competitors to the classic FICO model. VantageScore is happy but will other vendors jump into the credit scoring pool?

Mortgage Delinquency Rates Up Slightly in Second Quarter

August 15, 2019

Dennis Hollier

Overall loan performance weakened in the second quarter, but serious-delinquency rates declined slightly on a sequential basis.

FHFA Publishes Final Rule on Credit Score Models. More Competition on the Horizon?

August 14, 2019

Dennis Hollier

In its final rule, the FHFA appears to have relented, finally paving the way for VantageScore to compete directly with FICO.

Fitch Ponders Administrative Reform of the GSEs: No Downgrades Expected

August 13, 2019

Dennis Hollier

Fitch: “As long as Fannie and Freddie remain in conservatorship and continue to be supported by the substantial funding under the PSPA, their ratings will continue to be linked to the U.S. sovereign rating."

Dennis Hollier

ARTICLES

Blend Scores Freddie Mac Partnership

Will G-Fees Pay for Trump’s Payroll Tax Cut?

Falling Interest Rates Encourage Use of Specified Pools

Calabria Says LIBOR’s Days Are Numbered

The March to Negative Interest Rates

Blend to Automate Asset, Income Verification for Freddie

Final Rule on Credit Score Models

Mortgage Delinquency Rates Up Slightly in Second Quarter

FHFA Publishes Final Rule on Credit Score Models. More Competition on the Horizon?

Fitch Ponders Administrative Reform of the GSEs: No Downgrades Expected

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