Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.

Fannie Mae's and Freddie Mac's plans both received a middle-of-the-road score from the Underserved Mortgage Markets Coalition.

The top three loan sellers to Fannie and Freddie in January: UWM, PennyMac Financial and Rocket Mortgage. Chase ranked fourth.

All but one of the top 10 GSE sellers delivered a higher proportion of mortgages to Freddie Mac than Fannie Mae in January. (Includes two data tables.)

The sign of a good business model is one that makes profits in good times and bad. Fannie and Freddie have shown strong profits throughout the post-pandemic downturn. (Includes data table.)

Rejiggering the Rube Goldberg machine of housing finance will require careful thought and timing. Unless Trump does it with an executive order.

Fair Isaac Corp. CEO William Lansing asserted that FICO is the best tool for assessing credit risk, and he doesn’t see that changing whether the government is more or less involved in the GSEs.

FHFA removed reference to DEI on the GSE scorecard. Are SPCPs next on the chopping block?

A coalition of the leading affordable housing organizations in America gave Fannie Mae a C minus for its duty-to-serve plan. Freddie Mac got a B minus.

Fannie seller/servicers must now have information security programs that meet NIST or ISO standards.