FHFA’s Proposed Rule on Credit Scores a Setback for Vantage Score December 14, 2018 Dennis Hollier VantageScore is not happy with the FHFA's latest action...Read More
REIT Investments in GSE CRT Deals Could Surge December 10, 2018 Dennis Hollier Fannie and Freddie addressed that problem by beginning to structure CAS and STACR transactions as real estate mortgage investment conduits – which REITs can buy more freely.Read More
Freddie Brings Conventional Financing to New Generation of Manufactured Homes December 3, 2018 Dennis Hollier Although the manufactured home industry is lobbying for chattel lending, Fannie Mae and Freddie Mac still require real property for collateral.Read More
GSE Loan Limit Set at $484,350 for 2019, a Gain of Almost 7.0 Percent November 27, 2018 Dennis Hollier HERA allows exceptions for the maximum conforming loan limits for “high cost areas.”Read More
Short Takes: Homebuyers Hitting the Brakes / But No Reason to Panic / Senate Moves Closer to Vote on Kraninger / Freddie’s ‘Sweat Equity’ Deal / A New Hire for Embrace Home Loans November 27, 2018 Dennis Hollier, Paul Muolo, and Yemeng Yang Arch Chief Economist DeFranco says despite lower sales, it’s still a seller’s market in most cities…Read More
Biting Comments on FHFA’s Proposed Rule on UMBS November 26, 2018 Dennis Hollier Making sure the MBS issued by the two GSEs perform identically, within narrow limits, is key to convincing traders…Read More