Yemeng Yang

Once Again, Mortgage Denial Rates Vary Among Racial Groups

October 10, 2019

On purchase mortgages, African-Americans were denied 17.5% of the time compared to 8.0% for non-Hispanic whites…

Lenders Seek to Undo CFPB Enforcement Actions

October 10, 2019

With the CFPB ceasing to defend its constitutionality, financial institutions are challenging the bureau’s enforcement actions.

Short Takes: The Good (Origination) Times Continue / Application Volume Up Once Again / Dreaming is Free (Passable GSE Legislation) / Dara Expands / Getting Ready for Transitional LO Licenses

October 9, 2019

Paul Muolo and Yemeng Yang

Given the current sour relations between the two main political parties and now the press by Democrats for impeachment, chances are Congress won’t have a realistic hope of passing a passable bill until one party controls the House, Senate and White House…

Complaints Regarding Credit Reports Tip the Scales in New CFPB Tally

October 8, 2019

Yemeng Yang

However, it was a different picture in terms of complaints regarding credit reports…

Lawmakers Differ Sharply on CFPB’s Debt Collection Rule

October 7, 2019

Yemeng Yang

A recent House hearing highlighted differences on how the CFPB should strengthen fair debt collection practices.

Connecticut Lender Questions Licensing Law Interpretation

October 7, 2019

Yemeng Yang

A mortgage lender is taking on the state of Connecticut over its interpretation of licensing laws, which it claims put it out of business.

New SCOTUS Petition on CFPB Constitutionality

October 7, 2019

Yemeng Yang

All American Check Cashing’s petition before the SCOTUS presents a new question: what is the remedy if the bureau’s leadership structure is found to be unconstitutional?

CFPB Steers Middle Ground in Enforcement, New Suits

October 7, 2019

Yemeng Yang

CFPB Director Kathy Kraninger has adopted a balanced approach in public enforcement actions in recent months, according to an analysis by one law firm.

MLO Transitional Licensing Relief Nears

October 7, 2019

Yemeng Yang

The CFPB recently published guidance to address the upcoming change in transitional licenses for mortgage loan originators who move between states or from banks to nonbanks.

Other News in Brief

October 7, 2019

Yemeng Yang

Yemeng Yang

ARTICLES

Once Again, Mortgage Denial Rates Vary Among Racial Groups

Lenders Seek to Undo CFPB Enforcement Actions

Short Takes: The Good (Origination) Times Continue / Application Volume Up Once Again / Dreaming is Free (Passable GSE Legislation) / Dara Expands / Getting Ready for Transitional LO Licenses

Complaints Regarding Credit Reports Tip the Scales in New CFPB Tally

Lawmakers Differ Sharply on CFPB’s Debt Collection Rule

Connecticut Lender Questions Licensing Law Interpretation

New SCOTUS Petition on CFPB Constitutionality

CFPB Steers Middle Ground in Enforcement, New Suits

MLO Transitional Licensing Relief Nears

Other News in Brief

Latest Imf News

GSE Repurchases on the Rise in 3Q

Seasonal Factors Drive Increase in Delinquency Rate

CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

Home Price Growth Slows in November

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Agency Channel Analysis: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?