Yemeng Yang

Reverse Mortgage Market Holding Up During Pandemic

May 14, 2020

Applications for reverse mortgages shot up during the early days of the pandemic as seniors sought alternative sources of cash.

CFPB Urges FCC to Allow Certain Coronavirus-Related Robocalls

May 13, 2020

Yemeng Yang

CFPB Director Kathy Kraninger believes a “limited number of automated calls from financial institutions to their customers” alerting them to offers of forbearance and payment deferrals can be a huge help in these troubled times…

Short Takes: AOMC Funding Non-QMs Once Again / Report to Work During the Pandemic? / A Loss for Cherry Hill / Top MSR ‘Flow’ Buyers / CFPB Complaints Rising

May 12, 2020

Paul Muolo and Yemeng Yang

In the first quarter, the top five flow servicing buyers were: Lakeview Loan Servicing, Matrix Financial, CMC Funding, Mr. Cooper and RoundPoint Mortgage...

CFPB Fines SLS for Short-Circuiting Foreclosure Protections

May 11, 2020

Yemeng Yang

According to the CFPB, SLS failed to send evaluation notices or give ample notification time to certain borrowers who filed loss-mitigation applications...

Consumer Complaints Hit Record High in April

May 11, 2020

Yemeng Yang

When it comes to coronavirus-related complaints, more than one in five criticisms are about mortgages, according to CFPB Director Kathy Kraninger.

CFPB Allows Borrowers to Modify Waiting Periods

May 11, 2020

Yemeng Yang

Consumers facing pandemic-related financial emergencies can seek modifications or waivers regarding certain waiting period requirements under the TILA-RESPA Integrated Disclosure and Regulation Z rules.

CFPB Urges FCC to Allow Certain COVID-19 Robocalls

May 11, 2020

Yemeng Yang

Several trade and consumer groups are lobbying the Federal Communications Commission to exempt robocalls regarding forbearance options during the pandemic from the Telephone Consumer Protection Act.

Pandemic Drives Mortgage Complaints Up in 1Q20

May 11, 2020

Yemeng Yang

Mortgage-related gripes increased in the first quarter, reflecting the impact of COVID-19, according to a new analysis by Inside the CFPB. (Includes two data charts.)

Demand for Consumer Credit Turned Sluggish in March

May 11, 2020

Yemeng Yang

Applications for purchase mortgages dropped by 27% in the last week of March compared to the first week of the month. The decline was more pronounced among consumers with higher credit scores.

Democrats Want HMDA Reporting Suspension Lifted

May 11, 2020

Yemeng Yang

Lawmakers, led by Sen. Sherrod Brown, D-OH, are urging Director Kathy Kraninger to not weaken the bureau’s ability to identify discriminatory lending patterns, particularly during the pandemic.

Yemeng Yang

ARTICLES

Reverse Mortgage Market Holding Up During Pandemic

CFPB Urges FCC to Allow Certain Coronavirus-Related Robocalls

Short Takes: AOMC Funding Non-QMs Once Again / Report to Work During the Pandemic? / A Loss for Cherry Hill / Top MSR ‘Flow’ Buyers / CFPB Complaints Rising

CFPB Fines SLS for Short-Circuiting Foreclosure Protections

Consumer Complaints Hit Record High in April

CFPB Allows Borrowers to Modify Waiting Periods

CFPB Urges FCC to Allow Certain COVID-19 Robocalls

Pandemic Drives Mortgage Complaints Up in 1Q20

Demand for Consumer Credit Turned Sluggish in March

Democrats Want HMDA Reporting Suspension Lifted

Latest Imf News

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Featured Data

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Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?