Yemeng Yang

Performance Indicators for CMBS Mixed in September

October 15, 2020

The delinquency rate for commercial MBS continued to improve in September, but the “special servicing” rate surged to a seven-year high, signaling that economic fallout from the pandemic is still festering.

Ocwen Resolves Florida Case Tied to Servicing Abuses

October 15, 2020

Yemeng Yang

Ocwen, which has a checkered past when it comes to servicing-related allegations, entered into the consent order without admitting liability.

Freedom Mortgage Likely to Stay on the IPO Sidelines

October 15, 2020

Paul Muolo and Yemeng Yang

Wall Street is pitching mortgage IPOs left and right these days, but not everyone is taking the bait. Case in point: Freedom Mortgage.

Is CFPB Really Backing Off RESPA Sec. 8 Enforcement?

October 15, 2020

Yemeng Yang

It appears the CFPB might still look at whether referrals are being made under MSAs and whether the payments are intended to ‘disguise’ the referral arrangement.

More Investors Call for Liquidation of Front Yard

October 15, 2020

Yemeng Yang

Two major investors in Front Yard Residential have called for liquidation of the real estate investment trust due to its less than satisfactory performance during a robust housing market.

Freedom Mortgage Likely to Remain on the IPO Sidelines

October 15, 2020

Yemeng Yang and Paul Muolo

When it comes to going public, Freedom Mortgage CEO Stan Middleman said "it depends on your investment horizon and on your personal situation.”

What Will Happen to CFPB If Biden Wins the Election?

October 12, 2020

Yemeng Yang

Industry experts believe CFPB Director Kathy Kraninger’s job may be on the line if Joe Biden wins the presidential election. A few ongoing rulemakings also could be in trouble.

CFPB Finds Compliance with TRID Rule Costly for Lenders

October 12, 2020

Yemeng Yang

The CFPB found that the TILA-RESPA Integrated Disclosures rule improved prospective borrowers’ ability to understand mortgage transactions, but at a huge cost to originators.

CFPB Issues Policy for Early Termination of Consent Orders

October 12, 2020

Yemeng Yang

Eligible entities can apply for an early termination of consent orders, which typically have a five-year life span, along with strict reporting and record-keeping requirements.

Consumer Advocates Raise Red Flags on Seasoned QMs

October 12, 2020

Yemeng Yang

While lenders have recommended that a wider population of loans be eligible under the new QM category, consumer advocacy groups urged the CFPB to withdraw the proposal.

Yemeng Yang

ARTICLES

Performance Indicators for CMBS Mixed in September

Ocwen Resolves Florida Case Tied to Servicing Abuses

Freedom Mortgage Likely to Stay on the IPO Sidelines

Is CFPB Really Backing Off RESPA Sec. 8 Enforcement?

More Investors Call for Liquidation of Front Yard

Freedom Mortgage Likely to Remain on the IPO Sidelines

What Will Happen to CFPB If Biden Wins the Election?

CFPB Finds Compliance with TRID Rule Costly for Lenders

CFPB Issues Policy for Early Termination of Consent Orders

Consumer Advocates Raise Red Flags on Seasoned QMs

Latest Imf News

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Featured Data

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?