Paul Muolo

Corporate Landlord IH Reports Strong Rent Collections, High Occupancy Rates

June 1, 2020

Originally grubstaked by Wall Street and once the recipient of a large loan from Fannie Mae, the REIT saw the average occupancy rate of its SF units increase to a record-high 97.5%...

Top-Ranked FHA Lender Posts Stunning Gain-On-Sale

May 29, 2020

Paul Muolo

Even though loan forbearance is an issue that won’t go away, some FHA lenders are reporting off-the-charts profit margins. Included in that club: Mr. Cooper.

FHA Finalizing Forbearance Policy for Loans in Progress

May 29, 2020

Paul Muolo

FHA’s policy regarding mortgage insurance coverage for loans in progress isn’t quite ready. Meanwhile, Ginnie Mae’s Pass-Through Assistance Program usage remains low.

MBA Pushes for Stern FHA, GSE Forbearance Language

May 29, 2020

Paul Muolo

Legislation has been introduced in Congress to force FHA’s hand on forbearance. But will it go anywhere?

Short Takes: Anxious About the Self-Employed? / Two Bank Statements Required / A Very Fortunate Industry? / When A Borrower Loses Their Job / The SOFR Playbook

May 29, 2020

Paul Muolo and Dennis Hollier

How worried should lenders be about the self-employed and small business owners?

Down Now, Servicing Rights Could Turn to Gold Later

May 29, 2020

Paul Muolo

Why sell now when you can make a ton of money later?

Ginnie Mae PTAP Funding a Bit Light at $3M

May 28, 2020

Paul Muolo

Nonbank Ginnie Mae issuers increased their borrowings under the PTAP program in May but not significantly. Next up: FHA’s forbearance policy on loans in progress.

Short Takes: The Wallflowers at the Dance: Banks / Encouraging Signs Amid the Pandemic / Down Now, Up Later? / Mistakenly Labeled as Being in Forbearance? / Jumbos for Sale

May 28, 2020

Paul Muolo

Down now, but up later: Mortgage servicing rights...

Mr. Cooper Discloses a Whopping 300 BP GOS for 2Q20

May 28, 2020

Paul Muolo

Industry consultant Paul Hindman called the profit margin news from Mr. Cooper "phenomenal."

Unsaleable MSRs Could Turn to Gold in a Few Months

May 28, 2020

Paul Muolo

Mortgage servicing rights have little value in today’s secondary market, but investment bankers predict that one day, maybe soon, this volatile asset will once again rise from the ashes.

Paul Muolo

ARTICLES

Corporate Landlord IH Reports Strong Rent Collections, High Occupancy Rates

Top-Ranked FHA Lender Posts Stunning Gain-On-Sale

FHA Finalizing Forbearance Policy for Loans in Progress

MBA Pushes for Stern FHA, GSE Forbearance Language

Short Takes: Anxious About the Self-Employed? / Two Bank Statements Required / A Very Fortunate Industry? / When A Borrower Loses Their Job / The SOFR Playbook

Down Now, Servicing Rights Could Turn to Gold Later

Ginnie Mae PTAP Funding a Bit Light at $3M

Short Takes: The Wallflowers at the Dance: Banks / Encouraging Signs Amid the Pandemic / Down Now, Up Later? / Mistakenly Labeled as Being in Forbearance? / Jumbos for Sale

Mr. Cooper Discloses a Whopping 300 BP GOS for 2Q20

Unsaleable MSRs Could Turn to Gold in a Few Months

Latest Imf News

Servicing Portfolios Decline at Rocket, Chase in 3Q

Onity Adjusting MSR Acquisition Strategy, Subservicing

Ending GSE Conservatorship by 2028 Looks Unlikely

Consumer Advocates Seek Stronger Regulation of HEIs

Featured Data

Top Ginnie Servicers Increase Portfolios in Third Quarter

Major Lenders Pull Back on ECM MBS in 3Q

Resets Drive CLO/CDO Issuance Higher in 3Q

Originations Tumble 16% in Third Quarter

Featured Reports

Mortgage Profitability Report 2Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 2Q26 (PDF)

Lender Profiles 2Q26: Top 25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?