By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.

Subservicing vendors accounted for 28.5% of all outstanding residential loans as of the end of September.

Originations aren’t growing very much, putting pressure on MSR owners.

Subservicing volume increased during the third quarter but that could change as lending giant United Wholesale Mortgage is set to bring its servicing in-house. (Includes data table.)

Sales of MSRs in 2026 could match activity seen in 2025, according to projections by industry participants.

FHFA Director Bill Pulte touted possibility of a 50-year fixed-rate mortgage. Also under consideration: transferable and portable mortgages.

Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.

Tiptree is selling Reliance First Capital to Carrington, and other M&A deals are in the works.

The extended partial shutdown of the federal government is putting stress on some mortgage borrowers.

The concept of reducing Fannie Mae/Freddie Mac LLPAs on second homes and cash-out refis is being pushed by Barry Habib, a principal in MBS Highway, who was named to Fannie’s board this summer.