Absent APOR figure, lenders and mortgage-backed securities buyers would be uncertain whether loans were QM.

Mr. Cooper originated $9.3 billion of residential loans in the fourth quarter, a 37% sequential improvement.

It’s unclear what Long’s role will be at Cenlar. He worked at EverBank for 25 years.

Some have suggested that WaFd may be for sale and closed its mortgage unit in an effort to simplify its balance sheet.

Warren noted that in March 2023 the collapse of Signature Bank caused an estimated $2.4 billion loss to the FDIC’s deposit insurance fund.

One official complained both about the cyberattack premiums and the ceiling on any payouts.

The PennyMac REIT is marketing a $338.9 million MBS backed by investment properties and second homes.

Mike Carnes, a valuation specialist for MIAC Analytics, said he’s seen a “lot more financiers” of servicing rights arrive in the past year.

The structured products group at Atlas stepped up to finance servicing rights owned by loanDepot. The line replaces one the nonbank had with Flagstar.

Cyberattacks against mortgage companies are a growing concern. Insurance can cover some of the financial losses, but premiums are spiraling out of control, some executives report.