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Home » Authors » Paul Muolo

Articles by Paul Muolo

Low Rates Torpedo Bulk MSR Auctions. How Slow Can it Get?

February 27, 2020
Paul Muolo
Low interest rates are great for lenders but servicers are having a tough time of it, especially shops looking to unload product. One dealmaker is advising clients to sell MSRs now before they “vaporize.”
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Short Takes: It’s Not Easy Being Ocwen / You Are Not Alone / Have a Good Recapture Program / Fannie and Freddie Shares Not Immune / Quicken Pauses on Reverses

February 27, 2020
Paul Muolo and George Brooks

What’s the best way to hedge against refis? Answer: have a good recapture program…


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The Good Times Keep Rolling Along for Warehouse Providers

February 27, 2020
Paul Muolo
2019 was a banner year for warehouse mortgage providers, thanks to strong nonbank originations in the primary market. And now it appears that 2020 could be even better.
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Short Takes: The Damage Done / Fear of a Red Planet / Waiting on Impac / Tax Losses Can Come in Handy / A New Hire for CMG Financial

February 26, 2020
Paul Muolo

The bloodletting in the stock market is over. For now...


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Non-QM Warehouse Credit Now Plentiful

February 26, 2020
Paul Muolo

With non-QM lending accelerating along with MBS issuance, many warehouse managers are now happy to admit that their banker-window is open for business, always has been.


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A Profit for Ocwen in 4Q19 but a Contract Loss as Well

February 26, 2020
Paul Muolo

Ocwen is losing a big subservicing contract with REIT New Residential but isn't worried about the development because the contract was unprofitable in the fourth quarter...


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Short Takes: Stocks, Stocks, Stocks / 1.00% on the 10-Year? / Refi Apps Approaching ‘Insane’ / Calabria on G-Fees (Pre-Crisis)

February 25, 2020
Paul Muolo

This morning we asked a handful of loan officers and mortgage executives whether they’re seeing a noticeable uptick in refi applications. This from one official at Equity Prime Mortgage in Atlanta: “Yes. It’s absolutely insane now…”


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Strong Earnings from Mr. Cooper but Share Price Falls

February 25, 2020
Paul Muolo

Net income at Mr. Cooper was aided in a major way by a $285 million recovery tied to deferred tax assets. Meanwhile, on the origination front, the company funded $12.6 billion in product during 4Q19, up 5.8% from 3Q19.


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Time to Let Nonbanks Into the FHLB System? FHFA Issues RFI

February 25, 2020
Paul Muolo

REITs covet entry into the system because FHLB members are allowed to borrow via low cost advances...


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Short Takes: Here We Go Again: Stocks Plunge, Rates Fall / Quicken Quick to Act / One Servicing Broker Laments: It’s Brutal / A Good Time to Hold a Servicing Conference / A New Hire for Promontory

February 24, 2020
Paul Muolo

As one servicing broker put it: “It’s brutal. No other way to say it…”


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