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Home » Authors » Paul Muolo

Articles by Paul Muolo

Mr. Cooper Exits Wholesale. A One-Off or a Trend?

April 30, 2020
Paul Muolo
When the going gets tough, the wholesale channel is often the first to go. Mr. Cooper this week shuttered its broker platform, but will other table-funders follow suit?
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COVID-19 Fallout Impacts Freddie’s 1Q20 Revenue; A Word About MBS Advances...

April 30, 2020
Paul Muolo and Dennis Hollier

In a press briefing early Thursday, company CEO David Brickman noted that the number of forbearance requests have increased “significantly,” adding that he expects the readings to continue to rise.


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Citing Policy Instituted by the FHFA, loanDepot Unveils Cash-Out LLPAs

April 29, 2020
Paul Muolo

loanDepot noted that on purchase transactions and rate/term refis no additional LLPAs will be assessed.


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Short Takes: Something for Lenders to Cheer and Servicers to Worry About / A Growing Problem: EPOs / New Applications Wane but Signs of Life in Purchase Lending / Another Hiring Coup for the FHFA

April 29, 2020
Paul Muolo and Carisa Chappell

A growing problem for loan brokers: EPOs...


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Multi-Billion Dollar COVID-19 Set-Asides for Fannie and Freddie?

April 29, 2020
Paul Muolo

It’s quite possible a large chunk of these loans will be cash-flow positive again. It’s just a matter of when.


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Top-Ranked Warehouse Lender Posts 1Q20 Loss. Reason: Energy Loans and CECL

April 29, 2020
Paul Muolo

Texas Capital said it still hopes for a “timely closing” of its merger with IBG…


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Short Takes: Mr. Cooper Closes Broker Channel / Job Losses Small / Executive Compensation Disclosure Season / FHFA and CFPB Team Up to Aid Consumers During Pandemic

April 28, 2020
Paul Muolo and Yemeng Yang

Mr. Cooper will remain as a retail and correspondent lender...


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COVID Forbearance Requests Keep Rising. Almost 10% of Ginnies ($194B) on Federal Relief

April 27, 2020
Paul Muolo

In a statement, MBA SVP Mike Fratantoni noted, “Forbearance requests fell relative to the prior week but remain roughly 100 times greater than the early March baseline. While the pace of job losses have slowed from the astronomical heights of just a few weeks ago, millions of people continue to file for unemployment.”


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Short Takes: PPP for Mortgage Bankers? / What Comes Later / FHFA Clarifies the ‘Lump Sum’ Repayment Issue / Fannie and Freddie Chime In As Well

April 27, 2020
Dennis Hollier and Paul Muolo

Coming Soon: Fannie and Freddie Yanking MSR Portfolios. But at What Cost?

April 27, 2020
Paul Muolo

The GSEs used “repair shop” subservicing vendors during the 2008 financial crisis. It would appear their time has come again.


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