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Home » Authors » Paul Muolo

Articles by Paul Muolo

Arch Posts Slightly Lower MI Premiums, Establishes COVID-Related Reserves

May 6, 2020
Paul Muolo

Arch MI: “The loss ratio for the 2020 first quarter reflected 12.0 points of losses which resulted from financial stress due to the COVID-19 global pandemic."


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Short Takes: No Longer Essential: Cash-out Refis / AmeriHome Says No to Non-Delegated CO Deals / Other Outlets? / A New CIO for loanDepot

May 5, 2020
Paul Muolo

No longer essential for the loan menu: Cash-out refis?


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COVID-Related Forbearance Keeps Growing; GNMA Reading Tops 10%

May 4, 2020
Paul Muolo

MBA estimates 3.8 million consumers were in forbearance as of April 26. On Friday, data analytics provider Black Knight came to the same reading, but its study represented measurements as of April 30.


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Short Takes: Crisis Averted? / A Worry List / Four Months of Cash / Open for Business / Help Wanted / A Promotion at New Day

May 4, 2020
Paul Muolo

As of Monday, roughly 36 states were open (partially or otherwise) for business again. But that doesn’t mean that magically everyone goes back to work...


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Citadel Files WARN Act Notice, Staff Cuts of at Least 108

May 4, 2020
Paul Muolo

Citadel currently is not originating but services a roughly $3.5 billion portfolio.


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Coming Soon: LLPAs on FHA Loans in Forbearance

May 1, 2020
Paul Muolo
FHA’s pricing grid on COVID-19 loans in forbearance is said to be “at legal” and could see the light of day by the end of next week.
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Short Takes: Ginnie Releases PTAP Data / 6.23%, Not Bad / Still Fuming Over GSE LLPAs / In the Hunt for Jumbos / RAMS’ REO Auction

May 1, 2020
Paul Muolo

However, one industry rep told us that although some of his members are furious with the Federal Housing Finance Agency, others have expressed relief. “Some have told me, at least the LLPAs give them an option”…


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Ginnie Readies Usage Data on PTAP Liquidity Program

May 1, 2020
Paul Muolo
Ginnie officials have received high marks from the industry for setting up a liquidity facility during the early days of the coronavirus crisis. But how many program applicants have there been? We may find out soon.
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Coming Soon: Forbearance-Related LLPAs on FHA Loans. A Better Deal Than What the GSEs Offer?

May 1, 2020
Paul Muolo

Ginnie’s Liquidity Program Proves Popular. More to Come

April 30, 2020
Paul Muolo
Designed to aid MBS issuers hurt by the pandemic, the Ginnie Mae PTAP has received high marks thus far. Details about usage could be released before the weekend starts.
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