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FHA Delinquencies Rise to Pandemic Levels

January 30, 2026
Emmeline Willey
The delinquency rate on FHA-insured mortgage loans jumped nearly a percentage point during the fourth quarter of 2025 to surpass the reading at the end of 2020. (Includes four data tables.)
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Refis Push Ginnie Issuance Up in November

December 12, 2025
Emmeline Willey
November issuance of Ginnie Mae single-family mortgage-backed securities increased as lower interest rates continued to drive refinance activity. (Includes two data tables.)
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Gen Z Veterans Drive VA Purchase Lending Up

December 12, 2025
Emmeline Willey
Younger borrowers are behind much of the growth of VA purchase mortgages, according to an analysis by Veterans United.
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Refi Share of VA Volume Declines in Third Quarter

November 26, 2025
Emmeline Willey
The refinance share of VA loan endorsements shrank in the third quarter, despite falling interest rates. (Includes two data tables.)
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Ginnie Servicing Balances Up in 3Q, UWM Outshines YoY

October 17, 2025
Emmeline Willey
While most of the top Ginnie Mae servicers reported single-digit portfolio increases in the second quarter, United Wholesale Mortgage’s Ginnie servicing volume increased a whopping 87.8% year over year. (Includes three data tables.)
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VA Originations Down in 1Q as Refi Activity Falls Hard

June 27, 2025
Emmeline Willey
Refi activity in the VA market cooled during the first quarter of 2025 and purchase-mortgage volume was also down. (Includes two data tables.)
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VA Refi Denials Decline in 2024 Amid Surge in Applications

May 30, 2025
Emmeline Willey
The denial rate for VA home loan refinances fell sharply between 2023 and 2024, at the same time VA refi applications doubled, according to a new analysis by Inside FHA/VA Lending. (Includes data table.)
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Bill to Establish VA Partial Claims Moves Forward

May 16, 2025
Emmeline Willey
The House Veterans’ Affairs Committee forwarded a partial claims bill to Congress, but committee members warned that tens of thousands of veteran borrowers are facing foreclosure in the meantime.
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MBA Pushes Regulatory Changes at FHA, VA

May 16, 2025
Emmeline Willey
The Mortgage Bankers Association is seeking rollbacks and revisions of FHA and VA regulations that the trade group sees as burdensome.
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Veterans United Correspondent Sales Weakened in 2024

May 16, 2025
Emmeline Willey
Veterans United Home Loans saw a sharp decline in correspondent sales of government-backed loans in 2024, while volume at Guild Mortgage and Rate surged. (Includes data table.)
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