Local concentration of mortgage lending may not raise interest rates, but it does increase fees and points, especially for low-income and minority borrowers.

In quarters past, predictions of a boom in mortgage company sales have been premature. But what about now? And can sellers close by yearend?

Nearly half of the executives surveyed by Fannie Mae expect profit margins to contract in the fourth quarter.

It was thought that higher capital requirements proposed on Ginnie Mae issuers would ding valuations of the MSR asset. But so far, that hasn’t happened. Credit: strong demand and declining forbearance ratios.

Unfazed by mounting losses, the newly public mortgage technology vendor is working to add clients and complete more acquisitions.

Servicing sales’ worst enemy: declining interest rates. Bulk transactions are weak while flow deals hold steady.

Are mortgage banking firms monopolistic and should they fear the new Biden executive order? Not really. Still...

In a bid to diversify its product offerings, New York Community Bank is merging with the mortgage-centric Flagstar. Three other depositories are engaged in M&A deals as well.

The combined entity will be a more diversified commercial mortgage real estate investment trust, with assets expected to reach $1 billion when fully invested.

Bank acquisitions in the mortgage space have been few and far between the past few years. Still, officials at Western Alliance believe it makes perfect sense for the bank to acquire AmeriHome Mortgage.