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    <title>Mergers &amp; Acquisitions</title>
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      <title>UWM Faced Competition in Acquisition of Two Harbors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[UWM first made an unsolicited bid for Two Harbors in December 2024. Three other companies subsequently made formal bids for Two Harbors, with UWM prevailing in December 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236696</guid>
      <pubDate>Fri, 20 Feb 2026 12:28:32 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236696-uwm-faced-competition-in-effort-to-acquire-two-harbors</link>
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    <item>
      <title>Grapevine: Rithm Keeping Newrez; Robinhood, Sage Partner</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rithm puts off potential spin-off of Newrez; Robinhood partners with Sage Home Loans for mortgage perks; AngelAi touts valuation; Bilt to allow mortgage payments via Venmo; PartnerOne to acquire Mortgage Cadence.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235843</guid>
      <pubDate>Fri, 07 Nov 2025 12:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235843-grapevine-rithm-keeping-newrez-for-now-robinhood-and-sage-cement-partnership</link>
    </item>
    <item>
      <title>M&amp;A to Continue as Originations Plateau</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Merger and acquisition activity is expected to rise as more lenders attempt to reach economies of scale.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235719</guid>
      <pubDate>Fri, 24 Oct 2025 12:07:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235719-m-and-a-to-continue-as-rates-stay-steady</link>
    </item>
    <item>
      <title>Rocket Working Toward ‘Refi Button’ Amid Acquisitions</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket Mortgage is leaning on artificial intelligence to improve lending efficiency. The nonbank is wrapping up its acquisition of Mr. Cooper and already seeing benefits from its acquisition of Redfin.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234966</guid>
      <pubDate>Fri, 01 Aug 2025 11:16:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234966-rocket-working-toward-refi-button-amid-acquisitions</link>
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    <item>
      <title>Grapevine: Rocket Shareholder Lawsuit Fails; Pulte Presses on Costs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket prevails in shareholder lawsuit alleging insider trading; FHFA director looking into mortgage costs; mortgage tech vendor seeing interest from potential buyers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234483</guid>
      <pubDate>Fri, 06 Jun 2025 11:34:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234483-grapevine-rocket-shareholder-lawsuit-fails-pulte-presses-on-costs</link>
    </item>
    <item>
      <title>Grapevine: Rocket, UWM Owners Selling Stock; Tech Updates</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket Mortgage, United Wholesale Mortgage to increase stock float; UWM launches tech offerings for brokers; Blend selling title insurance unit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234357</guid>
      <pubDate>Fri, 23 May 2025 11:38:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234357-grapevine-rocket-uwm-owners-selling-stock-tech-updates</link>
    </item>
    <item>
      <title>Grapevine: Poaching Settlement; Loss on Sale of TPO Unit</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Waterstone Financial relents on defense against poaching allegations; Mr. Cooper takes loss on sale of Flagstar’s third-party originations unit; legal expenses rise at Mr. Cooper.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234107</guid>
      <pubDate>Fri, 25 Apr 2025 12:25:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234107-grapevine-poaching-settlement-loss-on-sale-of-tpo-unit</link>
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    <item>
      <title>Rocket’s Leverage Expected to Increase With Mr. Cooper</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fitch Ratings warned that it could downgrade its corporate rating on Rocket following the company’s planned acquisition of Mr. Cooper. Rocket’s corporate leverage looks poised to increase.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233994</guid>
      <pubDate>Fri, 11 Apr 2025 13:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233994-rockets-leverage-expected-to-increase-with-mr-cooper</link>
    </item>
    <item>
      <title>Grapevine: Rocket’s Plan for Redfin; PennyMac an Olympic Sponsor</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[When Rocket’s acquisition of Redfin could pay off; PennyMac sponsoring Team USA at Olympics; TransUnion brings on verification tool from Truework; Eastside Distilling now Beeline Holdings, a mortgage company.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233721</guid>
      <pubDate>Fri, 14 Mar 2025 11:36:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233721-grapevine-rockets-plan-for-redfin-pennymac-an-olympic-sponsor</link>
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    <item>
      <title>Grapevine: Mixed Trends in Lending; Annaly Taps Rocket</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Interest rates tick up, mortgage applications slow near the end of September and refi rate locks spike during the month; Annaly turns to Rocket for subservicing and retention; Fairway touts returning employees; mortgage tech developments; SitusAMC sells loan insurance entity.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232294</guid>
      <pubDate>Fri, 04 Oct 2024 11:30:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232294-grapevine-mixed-trends-in-lending-annaly-taps-rocket-for-subservicing</link>
    </item>
    <item>
      <title>Grapevine: Rate Cut Brings Opportunities; Borrowers Frustrated </title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Lower interest rates bring refi opportunities; borrowers experience frustration at closing; improvements at Provident Funding Associates; Spanish translation efforts; tech firm acquires mortgage brokerage.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232169</guid>
      <pubDate>Fri, 20 Sep 2024 14:25:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232169-grapevine-rate-cut-brings-opportunities-borrowers-frustrated-with-lenders</link>
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    <item>
      <title>Grapevine: $1.4 Billion for Flagstar’s Mortgage Business</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[NYCB scales back with sale of Flagstar’s mortgage operations; Cornerstone Bank makes leadership hires; MISMO working group on AVMs; AI updates.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231678</guid>
      <pubDate>Fri, 26 Jul 2024 12:18:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231678-grapevine-14-billion-for-flagstars-mortgage-business-cornerstones-hires</link>
    </item>
    <item>
      <title>Mortgage Business Drives Republic Bank to Failure </title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Philadelphia-based Republic Bank focused its mortgage production on jumbos with below-market rates. The bank also held agency MBS that lost value as interest rates increased.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230911</guid>
      <pubDate>Fri, 03 May 2024 13:48:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230911-mortgages-an-issue-at-failed-republic-bank</link>
    </item>
    <item>
      <title>Lender, Real Estate Agency Mergers Show Mixed Results</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[A new research paper finds that mergers between real estate agencies and lenders can help boost origination market share but can also cost borrowers more in the long run.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230661</guid>
      <pubDate>Fri, 05 Apr 2024 14:46:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230661-lender-real-estate-agency-mergers-show-mixed-results</link>
    </item>
    <item>
      <title>Guild, loanDepot Take Losses in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Two large nonbank retail lenders took losses in the fourth quarter, with officials stressing that better days are ahead. Guild is growing through M&A while loanDepot is reducing its staffing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230547</guid>
      <pubDate>Fri, 22 Mar 2024 14:27:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230547-guild-loandepot-take-losses-in-fourth-quarter</link>
    </item>
    <item>
      <title>ICE Mortgage Technology Forecasts Modest Growth </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The company estimates mortgage technology segment revenue growth in the low to mid-single-digit range this year. The segment boosted revenue by 17% in 2023.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230293</guid>
      <pubDate>Fri, 23 Feb 2024 13:54:22 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230293-ice-expects-mortgage-technology-sector-growth-in-2024</link>
    </item>
    <item>
      <title>Grapevine: Wholesale Margins Squeezed; The Cost of a Cyberattack</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Citizens Bank left the wholesale channel amid weak margins; Mr. Cooper’s cyberattack recovery includes large expenses for borrower services; new leader at broker group; Consolidated Analytics acquires Real Info; customer relationship management tool with artificial intelligence for loan officers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230030</guid>
      <pubDate>Fri, 26 Jan 2024 13:17:46 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230030-grapevine-margins-squeezed-citizens-out-of-wholesale-the-cost-of-a-cyberattack</link>
    </item>
    <item>
      <title>Clever Acquires Homebuyer Loyalty App Company</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Clever Real Estate has acquired Gravy Technologies, which provides a loyalty-as-a-service platform for lenders and real estate agents.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229899</guid>
      <pubDate>Fri, 12 Jan 2024 12:46:20 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229899-clever-acquires-home-buyer-loyalty-app-company</link>
    </item>
    <item>
      <title>ICE Executives on Benefits of Merger With Black Knight </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[ICE says its merger with Black Knight will lead to solutions that simplify the mortgage experience for investors, lenders and borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229030</guid>
      <pubDate>Fri, 29 Sep 2023 13:24:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229030-ice-black-knight-say-merger-will-create-end-to-end-mortgage-platform</link>
    </item>
    <item>
      <title>Grapevine: California Closer to RON; Lenders Slow on eClosing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[California is set to become the 45th state to allow remote online notarizations for real estate transactions; LOs available 24/7 at Guaranteed Rate; empathetic lenders slow to cut staff; former Black Knight units rebrand as Dark Matter Technologies; Incenter boosts corporate staff; warehouse lending system moves to the cloud.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229015</guid>
      <pubDate>Fri, 29 Sep 2023 13:14:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229015-grapevine-california-closer-to-ron-lenders-slow-on-eclosing</link>
    </item>
    <item>
      <title>Grapevine: Mortgage Demand Cooling; ‘Clueless’ on Interest Rates</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[High interest rates are cutting into demand for mortgages; many consumers’ expectations for interest rates are wrong; ICE and Black Knight move close to merger; servicer using blockchain, lender guarantees underwriting results from AI; Flagstar’s mortgage tech accelerator; mortgage payoff fraud attempts increase.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228662</guid>
      <pubDate>Fri, 18 Aug 2023 13:37:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228662-grapevine-mortgage-demand-cooling-clueless-on-interest-rates</link>
    </item>
    <item>
      <title>Grapevine: Better Close to Going Public; FICO Increasing Revenue</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC approves Better-Aurora merger; FICO increasing mortgage revenue as originations decline; Rithm to spin off most of its origination/servicing business; impact of revised capital requirements for large banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228537</guid>
      <pubDate>Fri, 04 Aug 2023 13:00:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228537-grapevine-better-close-to-going-public-fico-increasing-mortgage-revenue</link>
    </item>
    <item>
      <title>Black Knight Opts to Sell Optimal Blue Pricing Platform</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ICE and Black Knight plan to sell Black Knight’s pricing platform in order to win approval from the FTC of a planned merger. Affiliates of Constellation Software have agreed to acquire Optimal Blue.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228401</guid>
      <pubDate>Fri, 21 Jul 2023 11:19:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228401-black-knight-opts-to-sell-optimal-blue-pricing-platform</link>
    </item>
    <item>
      <title>Grapevine: Home Price Expectations; FTC’s ICE Hearing Delayed</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Home prices expected to decline; FTC hearing on ICE/Black Knight delayed; legal services for AI usage; MISMO updates; accounting proposal on acquired assets.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228274</guid>
      <pubDate>Fri, 07 Jul 2023 12:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228274-grapevine-home-price-expectations-ftcs-ice-hearing-delayed</link>
    </item>
    <item>
      <title>Grapevine: New Low-Downpayment Products; CFPB Shopping Study</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket, UWM offer low-downpayment products; CFPB finds sharp differences in loan pricing; servicing profits improve; timing for recession unclear; quantifying the refi boom; Freddie improves paystub analysis; Blend offers soft credit pulls; MISMO seeks comments on closing standards; Maxwell acquires capital markets provider; fractional homeownership.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227912</guid>
      <pubDate>Fri, 26 May 2023 10:28:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227912-grapevine-new-low-downpayment-products-cfpb-shopping-study</link>
    </item>
    <item>
      <title>Grapevine: Debt Ceiling and Interest Rates; Lenders Still Shrinking</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Interplay between debt ceiling and mortgage interest rates; mortgage employment declines; rate locks down; Rithm considers spin-off; Planet Financial looking for lenders; new LO recruiting software; Blend’s market share grows; Black Knight’s margins; new appraisal marketplace; MISMO requests for comment.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227801</guid>
      <pubDate>Fri, 12 May 2023 15:46:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227801-grapevine-debt-ceiling-and-interest-rates-lenders-still-shrinking</link>
    </item>
    <item>
      <title>Grapevine: Profitability to Improve; Home Point Downgraded</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Profitability outlook; Fitch downgrades Home Point’s corporate ratings; UWM aims to limit trigger leads; New American Funding looking for joint ventures; new initiatives at MISMO.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227663</guid>
      <pubDate>Fri, 28 Apr 2023 12:00:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227663-grapevine-profitability-projected-to-improve-modestly-home-point-downgraded</link>
    </item>
    <item>
      <title>Weighing on Home Point’s Future: A Possible Sale</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Sale chatter has been following Home Point and its MSRs for several months now but with no deal in hand. Still, a resolution could be moving closer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227396</guid>
      <pubDate>Fri, 31 Mar 2023 09:28:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227396-waiting-on-home-points-future-a-possible-sale</link>
    </item>
    <item>
      <title>loanDepot’s Debt Price Sinks Below 50. Meaning?</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[The unsecured debt of several nonbanks continues to trade below par, but in general has held up fairly well. However, not for loanDepot.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227393</guid>
      <pubDate>Fri, 31 Mar 2023 09:06:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227393-loandepots-debt-price-sinks-below-50-meaning</link>
    </item>
    <item>
      <title>Grapevine: Hedging Pays Off; DOJ Settles With Sterling Bank</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Failed banks and interest rate risk; DOJ-Sterling Bank settlement; big banks boost First Republic; ICE to fight FTC over Black Knight deal; FHFA delays DTI fee; Guaranteed Rate offering fast approvals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227278</guid>
      <pubDate>Fri, 17 Mar 2023 12:00:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227278-grapevine-hedging-pays-off-doj-walks-fine-line-with-sterling-bank</link>
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