The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.)

Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.)

Mortgage executives believe reverse-mortgage products are a valuable tool to boost originations as the average age of homeowners is increasing and more seniors are looking for ways to take advantage of the equity in their homes.

Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention.

Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.

Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy.

FHFA Director Pulte frustrated by credit bureaus; mortgage locks decline in December; Mr. Cooper plans layoffs in California.

Leaders at the three major credit bureaus, which own VantageScore, expect to see strong revenues and profits as the GSEs allow VantageScore to compete with FICO.

Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home.

Banks and credit unions are struggling to compete with technology-focused lenders who use automation to close home equity loans faster.