By the end of 2025, FHFA expects Fannie and Freddie to implement the use of FICO 10T and Vantage 4.0 into the mortgage process. Industry participants can expect a lot of hand-holding along the way.

FHLBank treatment of collateral may be inhibiting development of affordable housing, industry stakeholders told FHFA in comments.

Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.

FHFA, a member of the PAVE task force, provided the bulk of the appraisal data that the task force will use for oversight, enforcement and research.

In order to have a return on capital sufficient to attract private investors, the GSEs would have to charge g-fees of about 76 basis points, according to former Freddie CEO Don Layton.

As is so often the case with efforts to improve institutional diversity, progress on inclusiveness at FHFA has been mixed.

Lenders had argued that any debt-to-income ratio calculated early in the mortgage process would be subject to change and possible redisclosure requirements.

The FHFA director tells NAR members she’s focused on data-driven, fact-based policy-making.

The former FHFA director claims that Wall Street critics worried his policies would cut into their profits.

Nonbanks and REITs make a bid for FHLBank membership. Community banks and credit unions say that would be a mistake. Is there a middle ground?