For Fannie, the most obvious change was a major expansion of the EHFP’s target audience. In its initial plan, the enterprise had focused almost exclusively on Black homebuyers.

Financing restrictions imposed following the 2021 collapse of Champlain Towers in Surfside, FL, continue to make it difficult to finance or build new condos.

New definitions in the amended rule will expand the number of colonias eligible for credit under the duty-to-serve obligations of the GSEs.

At Freddie’s request, the Sixth Circuit Court of Appeals has overturned a summary judgment that favored Freddie. Confused yet?

The regulator of the GSEs wants to know if there are ways it can help improve protections for the tenants of apartment buildings financed by Fannie and Freddie.

By the end of 2025, FHFA expects Fannie and Freddie to implement the use of FICO 10T and Vantage 4.0 into the mortgage process. Industry participants can expect a lot of hand-holding along the way.

Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.

In order to have a return on capital sufficient to attract private investors, the GSEs would have to charge g-fees of about 76 basis points, according to former Freddie CEO Don Layton.

The FHFA director tells NAR members she’s focused on data-driven, fact-based policy-making.

The former FHFA director claims that Wall Street critics worried his policies would cut into their profits.