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Home » Topics » Inside The GSEs » Freddie Mac

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FHFA Hikes GSEs’ Multifamily Caps for 2025

November 27, 2024
Dennis Hollier
Although Fannie Mae and Freddie Mac failed to reach their multifamily volume caps in 2022, 2023 and probably 2024, FHFA raised the caps from $140 billion to $146 billion for 2025.
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GSEs Seen as Avenue for Property Insurance Reform

November 27, 2024
Dennis Hollier
Urban Institute researchers suggest the GSEs push for universal flood insurance requirements and multiyear home insurance policies.
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Post-Hurricane Mortgage Performance for GSE Borrowers

November 27, 2024
Dennis Hollier
An extra inch of rainfall during a hurricane increases the severe delinquency rate of GSE borrowers by about 0.013%.
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Future of the GSEs Depends on Trump Appointees

November 15, 2024
Dennis Hollier
Mortgage industry stakeholders speculate about who Trump will nominate to oversee Fannie Mae and Freddie Mac and determine whether they remain in conservatorship or are re-privatized.
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CBO Examines Subsidies From GSEs’ Housing Goals

November 15, 2024
Dennis Hollier
The reduction in fees for mortgages on homes that qualify for the GSEs’ housing goals are estimated to increase Fannie and Freddie acquisitions by 37,000 loans in 2025.
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Partial Ruling for Freddie in Insurance Lawsuit

November 15, 2024
Dennis Hollier
Freddie Mac failed to win a complete summary judgment against an insurer who declined to pay claims related to a 2008 SEC investigation. The judge’s ruling makes it more likely the case goes to trial and discovery.
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Fannie and Freddie Tweak Requirements for Appraisal Reporting

November 15, 2024
Dennis Hollier
Appraisers will now have to cite the market analysis they used to support their overall market trend assumptions.
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GSEs, FHLBanks Expand Mortgage Credit on Tribal Lands

November 15, 2024
Dennis Hollier
The GSEs hope FHLBanks can raise awareness of their programs to improve access to mortgage credit for Native Americans.
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Freddie Expands Repurchase Alternative Pilot to All

November 1, 2024
Dennis Hollier
In a busy week at the Mortgage Bankers Association’s annual conference, Freddie Mac rolled out an expansion of its repurchase alternative pilot. Officials also defended the closed-end second-lien pilot.
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Lenders Anxious as Credit Score Changes Loom

November 1, 2024
Dennis Hollier
The far-reaching impacts of shifting from Classic FICO to a combination of FICO 10 T and VantageScore 4.0 have lenders worried about customer relations and fair lending problems.
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