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Home » Topics » Inside The GSEs » Freddie Mac

Freddie Mac
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CBO Examines Subsidies From GSEs’ Housing Goals

November 15, 2024
Dennis Hollier
The reduction in fees for mortgages on homes that qualify for the GSEs’ housing goals are estimated to increase Fannie and Freddie acquisitions by 37,000 loans in 2025.
Read More

Partial Ruling for Freddie in Insurance Lawsuit

November 15, 2024
Dennis Hollier
Freddie Mac failed to win a complete summary judgment against an insurer who declined to pay claims related to a 2008 SEC investigation. The judge’s ruling makes it more likely the case goes to trial and discovery.
Read More

Fannie and Freddie Tweak Requirements for Appraisal Reporting

November 15, 2024
Dennis Hollier
Appraisers will now have to cite the market analysis they used to support their overall market trend assumptions.
Read More

GSEs, FHLBanks Expand Mortgage Credit on Tribal Lands

November 15, 2024
Dennis Hollier
The GSEs hope FHLBanks can raise awareness of their programs to improve access to mortgage credit for Native Americans.
Read More

Freddie Expands Repurchase Alternative Pilot to All

November 1, 2024
Dennis Hollier
In a busy week at the Mortgage Bankers Association’s annual conference, Freddie Mac rolled out an expansion of its repurchase alternative pilot. Officials also defended the closed-end second-lien pilot.
Read More

Lenders Anxious as Credit Score Changes Loom

November 1, 2024
Dennis Hollier
The far-reaching impacts of shifting from Classic FICO to a combination of FICO 10 T and VantageScore 4.0 have lenders worried about customer relations and fair lending problems.
Read More

Lenders, Advocacy Groups Disagree on GSE Housing Goals

November 1, 2024
Dennis Hollier
Housing advocates say weaker goals don’t give the GSEs enough incentive to support underserved communities; lenders say they give needed leeway when markets are unpredictable.
Read More

GSEs Update Timeline for Uniform Appraisal Dataset

November 1, 2024
Dennis Hollier
Fannie Mae and Freddie Mac have put specific dates on some of the key steps in the shift from UAD 2.6 to UAD 3.6.
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Nonbanks Found to Lower Costs on GSE Mortgages

November 1, 2024
Dennis Hollier
Researchers find that the highest and lowest rates on GSE mortgages are charged by large banks and fintechs, respectively.
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Debate Persists Over Role of FHLBank in Housing Market

October 24, 2024
Dennis Hollier
Affordable housing and community development advocates say taxpayers aren’t getting enough for the government subsidy of the FHLBanks. The FHLBanks say critics misunderstand their federal support.
Read More
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