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The Growing Debate Over Reconsiderations of Value

June 9, 2023
Dennis Hollier
As the Biden administration focuses on ending discrimination in appraisals, trade groups and industry advocates call for standards on reconsiderations of value.
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Fannie Loosens Standards for Certain Loans

June 9, 2023
Dennis Hollier
Fannie has updated its selling guide to provide modest flexibilities on manufactured home loans, adjustable-rate mortgages and cash-out refinances.
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GSEs Update Disclosure of Valuation Methods

June 9, 2023
Dennis Hollier
New MBS disclosures from Fannie and Freddie reflect changes in property valuation methods.
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New Area Median Incomes Set to Go into Effect

June 9, 2023
Dennis Hollier
Implementation of the new AMI limits took place this week in Loan Product Advisor and will take place next week in Desktop Underwriter.
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Risk Expert Ragavan Joins Fannie Board

June 9, 2023
Dennis Hollier
Former Voya Financial Chief Risk Officer Chetlur Ragavan will sit on the board’s risk management committee.
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Surging Repurchase Requests May Not Reflect Policy Changes

May 26, 2023
Dennis Hollier
The GSEs say the spike in repurchase requests simply reflects the historic volume in 2020 and 2021. Lenders argue there should be something short of a repurchase request for performing loans with minor defects.
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FHFA Seeks Extensive Feedback on Single-Family Pricing

May 26, 2023
Brandon Ivey
FHFA is seeking input on the return on capital standards that apply to the GSEs and components of g-fees, among other issues.
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No New Product Submissions Yet From GSEs

May 26, 2023
Brandon Ivey
FHFA Director Sandra Thompson noted that the GSEs have yet to seek approval for new products under a new FHFA initiative.
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Resurrecting the Conservatorship Debate

May 26, 2023
Dennis Hollier
Former FHFA Acting Director Ed DeMarco and the American Bankers Association have endorsed releasing the GSEs from conservatorship. Industry observers aren’t optimistic about any moves in the near term.
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GSEs Weigh in on FHFA’s Capital Framework Proposal

May 26, 2023
Brandon Ivey
FHFA’s proposed revisions to the enterprise regulatory capital framework prompted feedback from Fannie Mae and Freddie Mac. The GSEs support various aspects of the proposal while seeking some changes.
Read More
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