Description+goes+here https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com AmeriHome Mortgage, one of just two banks among the top 10 GSE sellers in the third quarter, was also the only top 10 seller with a sequential increase in deliveries. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238810 Fri, 16 Oct 2026 15:21:47 -0400 https://www.insidemortgagefinance.com/articles/238810-nonbank-mortgage-lenders-continue-to-lose-market-share dhollier@imfpubs.com Both VantageScore 4.0 and FICO 10T scores, most of the time, are higher than Classic FICO scores. Roughly 25% of the time, Classic FICO is the highest score. http://www.insidemortgagefinance.com/articles/238816 Fri, 16 Oct 2026 15:18:50 -0400 https://www.insidemortgagefinance.com/articles/238816-credit-score-confusion dhollier@imfpubs.com The DC Circuit Court rejected FHFA’s request for an en banc rehearing in Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday. Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday.]]> http://www.insidemortgagefinance.com/articles/238829 Fri, 16 Oct 2026 15:16:52 -0400 https://www.insidemortgagefinance.com/articles/238829-fairholme-funds-approaches-the-goal-line dhollier@imfpubs.com GSE executives explained why they extended the implementation timeline for UAD 3.6 and how the new system will benefit lenders. http://www.insidemortgagefinance.com/articles/238823 Fri, 16 Oct 2026 15:14:54 -0400 https://www.insidemortgagefinance.com/articles/238823-an-update-on-the-update-of-uad-36 dhollier@imfpubs.com Guide updates mean lenders no longer need to use specific methods for verifying the employment of borrowers in most cases. http://www.insidemortgagefinance.com/articles/238836 Fri, 16 Oct 2026 15:12:55 -0400 https://www.insidemortgagefinance.com/articles/238836-fannie-simplifies-some-verification-requirements dhollier@imfpubs.com GAO investigation; mystery warning; Optimal Blue integrates with Fannie’s whole-loan pricing platform. http://www.insidemortgagefinance.com/articles/238842 Fri, 16 Oct 2026 15:08:01 -0400 https://www.insidemortgagefinance.com/articles/238842-gse-round-up dhollier@imfpubs.com Analysts worry that FHFA’s aggressive policy moves on credit scores are more about saving consumers money than the safety and soundness of the mortgage system. http://www.insidemortgagefinance.com/articles/238690 Fri, 02 Oct 2026 13:35:17 -0400 https://www.insidemortgagefinance.com/articles/238690-more-credit-score-concerns dhollier@imfpubs.com The FHFA noted that its OIG budget was nine times larger than the average across federal agencies. Critics say the cuts are intended to protect FHFA Director Bill Pulte and President Trump. http://www.insidemortgagefinance.com/articles/238702 Fri, 02 Oct 2026 13:33:19 -0400 https://www.insidemortgagefinance.com/articles/238702-pulte-slashes-oig-budget dhollier@imfpubs.com Fannie Mae and Freddie Mac will allow lenders to continue submitting UAD 2.6 appraisal reports through May 19, 2027. http://www.insidemortgagefinance.com/articles/238711 Fri, 02 Oct 2026 13:31:22 -0400 https://www.insidemortgagefinance.com/articles/238711-fhfa-postpones-deadline-on-uad-36 dhollier@imfpubs.com Although tensions between the FHFA and its OIG are high, the IG team continues to crank out examinations and audits, including four released this week. http://www.insidemortgagefinance.com/articles/238708 Fri, 02 Oct 2026 13:30:24 -0400 https://www.insidemortgagefinance.com/articles/238708-oig-finds-weaknesses-in-fhfas-network-security dhollier@imfpubs.com The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements. http://www.insidemortgagefinance.com/articles/238692 Fri, 02 Oct 2026 13:29:27 -0400 https://www.insidemortgagefinance.com/articles/238692-fhfa-reinforces-gse-policy-on-reconsiderations-of-value dhollier@imfpubs.com Bill Pulte’s claim about home prices; Sagent taps Bon Salle as chair; Fannie NPL sale. http://www.insidemortgagefinance.com/articles/238712 Fri, 02 Oct 2026 13:28:29 -0400 https://www.insidemortgagefinance.com/articles/238712-gse-roundup dhollier@imfpubs.com A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin. http://www.insidemortgagefinance.com/articles/238573 Thu, 24 Sep 2026 11:56:21 -0400 https://www.insidemortgagefinance.com/articles/238573-what-about-fico-10t dhollier@imfpubs.com Even though FHFA Director Bill Pulte spent much of last year floating the idea of LLPA reform as a way to lower the cost of a mortgage, the new LLPA grids for VantageScore 4.0 were not accompanied by a reduction in fees for Classic FICO loans. http://www.insidemortgagefinance.com/articles/238567 Fri, 18 Sep 2026 13:56:26 -0400 https://www.insidemortgagefinance.com/articles/238567-pricing-grids-vs-llpa-reform dhollier@imfpubs.com Industry stakeholders say credit score changes are positive, but still face operational and market challenges. http://www.insidemortgagefinance.com/articles/238556 Fri, 18 Sep 2026 13:55:28 -0400 https://www.insidemortgagefinance.com/articles/238556-some-confusion-about-credit-score-changes dhollier@imfpubs.com The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers. http://www.insidemortgagefinance.com/articles/238580 Fri, 18 Sep 2026 13:54:29 -0400 https://www.insidemortgagefinance.com/articles/238580-pmis-find-themselves-in-pultes-crosshairs dhollier@imfpubs.com New research suggests that as much as a third of the difference in a loan’s VantageScore 4.0 score and its FICO 10T score is unrelated to the credit-scoring model. http://www.insidemortgagefinance.com/articles/238578 Fri, 18 Sep 2026 13:52:39 -0400 https://www.insidemortgagefinance.com/articles/238578-credit-scores-depend-on-more-than-the-model dhollier@imfpubs.com The ranking member of the Senate Committee on Banking, Housing and Urban Affairs pressed FHFA Director Bill Pulte and HUD Secretary Scott Turner to describe their plans to enforce new restrictions on home purchases by Wall Street and private equity firms. http://www.insidemortgagefinance.com/articles/238581 Fri, 18 Sep 2026 13:51:40 -0400 https://www.insidemortgagefinance.com/articles/238581-warren-calls-on-fhfa-to-stop-single-family-purchases-by-wall-street dhollier@imfpubs.com More fired Fannie executives identified; Fairholm funds redux; FHFA executive resurfaces at MBA. http://www.insidemortgagefinance.com/articles/238582 Fri, 18 Sep 2026 13:50:43 -0400 https://www.insidemortgagefinance.com/articles/238582-gse-roundup dhollier@imfpubs.com Frustrated with FICO and the big three credit reporting bureaus, the FHFA director abruptly ushered in the era of two competing credit scores. http://www.insidemortgagefinance.com/articles/238457 Fri, 04 Sep 2026 16:47:28 -0400 https://www.insidemortgagefinance.com/articles/238457-pulte-opens-vantagescore-to-all-lenders dhollier@imfpubs.com Jon Oksenholt’s plan would create a parent company that would own the GSEs and Common Securitization Services but allow them to keep their charters and operate independently. http://www.insidemortgagefinance.com/articles/238440 Fri, 04 Sep 2026 16:45:42 -0400 https://www.insidemortgagefinance.com/articles/238440-another-proposal-for-ending-the-conservatorships dhollier@imfpubs.com Fannie reshuffled the rental income section of its seller guide in response to lender complaints that the guidance was too complex. http://www.insidemortgagefinance.com/articles/238454 Fri, 04 Sep 2026 16:45:10 -0400 https://www.insidemortgagefinance.com/articles/238454-gse-guide-updates-impact-rental-income-and-verification-of-employment dhollier@imfpubs.com Both executives and rank-and-file employees at Fannie Mae are more pessimistic about job security. http://www.insidemortgagefinance.com/articles/238428 Fri, 04 Sep 2026 16:19:50 -0400 https://www.insidemortgagefinance.com/articles/238428-heads-fall-again-at-fannie-mae dhollier@imfpubs.com With the mandate for UAD 3.6 fast approaching, there’s been a dramatic expansion in the number of appraisal software providers. http://www.insidemortgagefinance.com/articles/238423 Fri, 04 Sep 2026 16:17:54 -0400 https://www.insidemortgagefinance.com/articles/238423-gses-update-status-of-uad-36-ucd-v20 dhollier@imfpubs.com The Congressional Research Service reminds stakeholders of the complications involved in reprivatizing Fannie Mae and Freddie Mac. http://www.insidemortgagefinance.com/articles/238449 Fri, 04 Sep 2026 16:16:00 -0400 https://www.insidemortgagefinance.com/articles/238449-crs-reviews-challenges-of-gses-exit dhollier@imfpubs.com Terminating the use of SPCPs continues the Trump administration’s war on DEI. http://www.insidemortgagefinance.com/articles/238455 Fri, 04 Sep 2026 16:15:01 -0400 https://www.insidemortgagefinance.com/articles/238455-last-nail-in-the-coffin-for-spcps dhollier@imfpubs.com New PMIERs guidelines help determine required asset levels for MIs, but industry officials say they already have more than required. http://www.insidemortgagefinance.com/articles/238380 Thu, 27 Aug 2026 11:50:04 -0400 https://www.insidemortgagefinance.com/articles/238380-pmis-say-theyre-ready-for-vantagescore-40 dhollier@imfpubs.com Seven of the top 10 GSE sellers saw a monthly decline in deliveries to Fannie Mae and Freddie Mac in July. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238340 Fri, 21 Aug 2026 15:55:44 -0400 https://www.insidemortgagefinance.com/articles/238340-refi-slump-persists dhollier@imfpubs.com FHFA’s plan to remove the term reputational harm from the suspended counterparty program regulation appears to have near universal support from mortgage industry stakeholders. http://www.insidemortgagefinance.com/articles/238332 Fri, 21 Aug 2026 15:53:45 -0400 https://www.insidemortgagefinance.com/articles/238332-little-response-to-weakening-of-scp-rule dhollier@imfpubs.com Industry stakeholders welcomed the idea of reducing the regulatory burden faced by the FHLBanks, but they also want insurance that the system will continue to serve their interests. http://www.insidemortgagefinance.com/articles/238317 Fri, 21 Aug 2026 15:52:47 -0400 https://www.insidemortgagefinance.com/articles/238317-fhlbanks-may-find-it-easier-to-add-new-business-activities