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Credit Scores Depend on More Than the Model

September 18, 2026
Dennis Hollier
New research suggests that as much as a third of the difference in a loan’s VantageScore 4.0 score and its FICO 10T score is unrelated to the credit-scoring model.
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Warren Calls on FHFA to Stop Single-Family Purchases by Wall Street

September 18, 2026
Dennis Hollier
The ranking member of the Senate Committee on Banking, Housing and Urban Affairs pressed FHFA Director Bill Pulte and HUD Secretary Scott Turner to describe their plans to enforce new restrictions on home purchases by Wall Street and private equity firms.
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GSE Roundup

September 18, 2026
Dennis Hollier
More fired Fannie executives identified; Fairholm funds redux; FHFA executive resurfaces at MBA.
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Pulte Opens VantageScore to All Lenders

September 4, 2026
Dennis Hollier
Frustrated with FICO and the big three credit reporting bureaus, the FHFA director abruptly ushered in the era of two competing credit scores.
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Another Proposal for Ending the Conservatorships

September 4, 2026
Dennis Hollier
Jon Oksenholt’s plan would create a parent company that would own the GSEs and Common Securitization Services but allow them to keep their charters and operate independently.
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GSEs Update Standards for Rental Income, VOE

September 4, 2026
Dennis Hollier
Fannie reshuffled the rental income section of its seller guide in response to lender complaints that the guidance was too complex.
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Fannie Staff Spooked by Firing of Senior Executives

September 4, 2026
Dennis Hollier
Both executives and rank-and-file employees at Fannie Mae are more pessimistic about job security.
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Fannie, Freddie Update Status of UAD 3.6, UCD v2.0

September 4, 2026
Dennis Hollier
With the mandate for UAD 3.6 fast approaching, there’s been a dramatic expansion in the number of appraisal software providers.
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CRS Reviews Challenges of GSEs’ Exit From Conservatorship

September 4, 2026
Dennis Hollier
The Congressional Research Service reminds stakeholders of the complications involved in reprivatizing Fannie Mae and Freddie Mac.
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Last Nail in the Coffin From FHFA for SPCPs

September 4, 2026
Dennis Hollier
Terminating the use of SPCPs continues the Trump administration’s war on DEI.
Read More
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