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Fair Isaac Says GSE Reform Will Have No Impact on FICO

February 14, 2025
Dennis Hollier
Fair Isaac Corp. CEO William Lansing asserted that FICO is the best tool for assessing credit risk, and he doesn’t see that changing whether the government is more or less involved in the GSEs.
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GSEs Yield to Trump’s Anti-DEI Directive

February 14, 2025
Dennis Hollier
FHFA removed reference to DEI on the GSE scorecard. Are SPCPs next on the chopping block?
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Housing Advocates Grade the GSEs’ Duty-to-Serve Plans

February 14, 2025
Dennis Hollier
A coalition of the leading affordable housing organizations in America gave Fannie Mae a C minus for its duty-to-serve plan. Freddie Mac got a B minus.
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New Cybersecurity Rules for Fannie Seller/Servicers

February 14, 2025
Dennis Hollier
Fannie seller/servicers must now have information security programs that meet NIST or ISO standards.
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Alanna McCargo Resurfaces in DC

February 14, 2025
Dennis Hollier
After suddenly stepping down as CEO of the Federal Home Loan Bank of San Francisco, the former Ginnie president showed up in Washington to tout the benefits of the home loan bank system.
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Bessent Provides Limited Insight on Plans for GSEs

January 31, 2025
Dennis Hollier
Responding to written questions from the Senate Banking Committee, Trump’s new Treasury secretary gave the mortgage industry limited insight into his views on GSE reform.
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GSE Reform Efforts Face Practical Obstacles

January 31, 2025
Dennis Hollier
While the Trump administration wants to end the conservatorship of Fannie Mae and Freddie Mac, there are numerous roadblocks.
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Lenders Support Pulte; Housing Advocates More Guarded

January 31, 2025
Dennis Hollier
Trump’s nominee for FHFA director has drawn strong support from some quarters, but also some reservations.
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GSE Multifamily Volume Below Cap for 2024

January 31, 2025
Dennis Hollier
Although FHFA lowered the 2024 multifamily volume caps for Fannie Mae and Freddie Mac from $75 billion to $70 billion, enterprise financing in the sector didn’t reach that level.
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Major Cost-Savings Possible Through Fannie Title Pilot

January 31, 2025
Dennis Hollier
Allowing the GSEs to purchase loans without requiring borrowers to purchase title insurance could save consumers as much as $96 million a year, according to a new analysis.
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