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GSEs Clarify Treatment of Buyer’s Agent Commissions

April 19, 2024
Dennis Hollier
Fannie and Freddie find a way to deal with the NAR settlement without changing the rules.
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Freddie Data Highlights Climate Risk for Housing

April 19, 2024
Dennis Hollier
Climate change has people on the move, but they seem to be immigrating to exactly the wrong places.
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Morningstar Gives GSEs AAA Ratings

April 19, 2024
Dennis Hollier
The rating service focuses on the government’s implicit guarantee and the critical role the GSEs play in housing finance and the financial sector more generally. Fannie and Freddie also have healthy earnings.
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Fannie, Freddie CRT Activity Starting to Pick Up

April 19, 2024
Dennis Hollier
Despite an uptick in CRT issuance, high costs continue to drive more risk retention at Fannie Mae and Freddie Mac.
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FHFA Starts Title Waiver Pilot With Fannie Mae

April 5, 2024
Dennis Hollier
By focusing on refis, FHFA will be able to assess the ability of its title insurance waiver pilot to reduce closing costs with a smaller group of lower-risk loans.
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GSEs Prepare for New Credit Score Paradigm

April 5, 2024
Dennis Hollier
Fannie and Freddie sketch out the still murky timeline for the shift from Classic FICO to FICO 10 T and VantageScore 4.0 and the move to a bi-merge process.
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Fairholme Attorney Takes a Victory Lap

April 5, 2024
Dennis Hollier
Despite the added cost and delay, Hamish Hume said it was advantageous for the plaintiffs’ team to have to hold a second trial after the first one ended in a hung jury.
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Fannie Resolves Undisclosed Deficiencies in Business Resilience

April 5, 2024
Dennis Hollier
Cloud computing may have played a key role in helping Fannie overcome deficiencies related to its ability to continue operations in the wake of a disaster or other business interruption.
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Battle Continues Over Title Insurance Pilot

March 22, 2024
Dennis Hollier
Critics argue that the new title insurance waiver pilot would only apply to wealthy homeowners. However, one tech title company said it could lower closing costs for most buyers under 120% AMI.
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Saga of Fairholme Funds v. FHFA Ends

March 22, 2024
Dennis Hollier
Fannie Mae and Freddie Mac shareholders may finally get some modest compensation for FHFA’s decision to allow Treasury to seize all of the profits of the government-sponsored enterprises.
Read More
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