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FHFA Reinforces GSE Policy on Reconsiderations of Value

October 2, 2026
Dennis Hollier
The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements.
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GSE Roundup

October 2, 2026
Dennis Hollier
Bill Pulte’s claim about home prices; Sagent taps Bon Salle as chair; Fannie NPL sale.
Read More

FICO 10T Seen as Having Slight Edge on VS4 Scores

September 24, 2026
Dennis Hollier
A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin.
Read More

GSEs Publish VS4 Pricing Grids, LLPA Reforms Linger

September 18, 2026
Dennis Hollier
Even though FHFA Director Bill Pulte spent much of last year floating the idea of LLPA reform as a way to lower the cost of a mortgage, the new LLPA grids for VantageScore 4.0 were not accompanied by a reduction in fees for Classic FICO loans.
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Some Confusion About Credit Score Changes

September 18, 2026
Dennis Hollier
Industry stakeholders say credit score changes are positive, but still face operational and market challenges.
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Private MIs in Pulte’s Crosshairs

September 18, 2026
Dennis Hollier
The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers.
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Credit Scores Depend on More Than the Model

September 18, 2026
Dennis Hollier
New research suggests that as much as a third of the difference in a loan’s VantageScore 4.0 score and its FICO 10T score is unrelated to the credit-scoring model.
Read More

Warren Calls on FHFA to Stop Single-Family Purchases by Wall Street

September 18, 2026
Dennis Hollier
The ranking member of the Senate Committee on Banking, Housing and Urban Affairs pressed FHFA Director Bill Pulte and HUD Secretary Scott Turner to describe their plans to enforce new restrictions on home purchases by Wall Street and private equity firms.
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GSE Roundup

September 18, 2026
Dennis Hollier
More fired Fannie executives identified; Fairholm funds redux; FHFA executive resurfaces at MBA.
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Pulte Opens VantageScore to All Lenders

September 4, 2026
Dennis Hollier
Frustrated with FICO and the big three credit reporting bureaus, the FHFA director abruptly ushered in the era of two competing credit scores.
Read More
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