The confirmation of Michelle Bowman as vice chair for supervision at the Fed could prompt the Fed to begin to make regulatory changes.

Delinquencies on FHA mortgages have crept higher since recovering from the pandemic.

ARMs accounted for less than 1% of total FHA originations in 2024.

Freddie Mac is marketing a $529.00 million CRT deal.

Ginnie MBS investors continue to have concerns about mortgages with permanent buydowns.

Removal activity had increased in each of the previous four quarters.

FHA’s COVID-19 loss-mitigation options will be rescinded and the Trump administration is taking a close look at the payment supplement program established during the Biden administration.

HECM endorsements declined by 8.6% on an annual basis in 2024.

Among a series of sports analogies, Scott Turner, a former player in the NFL, said that HUD and the mortgage industry would need to “huddle” to solve the housing affordability crisis.

“We’re consolidating divisions to focus on building more homes and strengthening safety and soundness,” said FHFA Director Bill Pulte.