When it comes to the VA mortgage process, the CFPB is trying to send a message on deceptive ads...

Black Knight said 3.9 million homeowners remain in forbearance...

In the case of the GSEs, multifamily loans are not covered by the extension...

If the language goes into effect as is, the role of government entities that provide assistance could be limited...

Black Knight said the Fannie/Freddie forbearance measurement fell by 15,000 units while the FHA count increased by 5,000. The private-label/portfolio tally rose by 10,000 loans.

The CFPB said the sweep of investigations is still ongoing, indicating that more enforcement actions might be on the way.

For the third consecutive quarter, VA production exceeded FHA activity – and the margin widened significantly...

Retail-originated refi production was particularly strong at the GSEs, climbing 160.5% from the first to the second quarter. By contrast, deliveries of retail refi loans rose 30.5% at Ginnie Mae, where total MBS issuance increased more modestly...

However, there’s a catch to the Ginnie number. Servicers of government product, especially depositories with a balance sheet, increasingly are buying delinquent FHA and VA loans out of MBS pools as a way to save money and possibly rehabilitate them down the road.

According to Dave Stevens, a former FHA commissioner, DPA provided by government entities, such as Chenoa, is one of the only scalable options to help those without the means to purchase a property.