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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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USDA’s Mortgage Program Shows Strong Growth This Year

September 8, 2020
Maria Volkova

The bulk of the increase in USDA lending has been driven by purchase mortgages, though refinances also increased significantly.


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Another Record-Breaking Month for Ginnie MBS Issuance

September 4, 2020
John Bancroft

Securitization of purchase loans rose 16.2% from July to August, including an 18.2% increase in VA loans. FHA still accounted for the biggest share of government-insured purchase loans, 53.0% last month.


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CFPB Sends a Message on Deceptive VA Ads. Delaware Firm the Latest to be Accused

September 4, 2020
Maria Volkova

When it comes to the VA mortgage process, the CFPB is trying to send a message on deceptive ads...


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Forbearance Reading Remains Flat but Growing Problems in Ginnie, PLS Buckets

August 31, 2020
Paul Muolo

Black Knight said 3.9 million homeowners remain in forbearance...


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FHFA, HUD Extend Foreclosure Moratorium to Yearend

August 28, 2020
Dennis Hollier

In the case of the GSEs, multifamily loans are not covered by the extension...


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Still Unsettled: HUD’s Downpayment Assistance Rule

August 26, 2020
Maria Volkova

If the language goes into effect as is, the role of government entities that provide assistance could be limited...


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Forbearance Reading Down Slightly but Signs of Trouble?

August 24, 2020
Paul Muolo

Black Knight said the Fannie/Freddie forbearance measurement fell by 15,000 units while the FHA count increased by 5,000. The private-label/portfolio tally rose by 10,000 loans.


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Go Direct Lenders Settles False Advertising Charges with the CFPB

August 24, 2020
Yemeng Yang

The CFPB said the sweep of investigations is still ongoing, indicating that more enforcement actions might be on the way.


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Government Lending Loses More Ground to PMI but VA Stays Ahead of FHA

August 24, 2020
John Bancroft

For the third consecutive quarter, VA production exceeded FHA activity – and the margin widened significantly...


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Retail Dominates in 2Q20 Agency Refi Surge

August 18, 2020
John Bancroft

Retail-originated refi production was particularly strong at the GSEs, climbing 160.5% from the first to the second quarter. By contrast, deliveries of retail refi loans rose 30.5% at Ginnie Mae, where total MBS issuance increased more modestly...


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Latest Imf News

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