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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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PMIs Losing Sleep Over a Possible MIP Cut? Doesn’t Look That Way

February 28, 2021
Maria Volkova

Claudia Merkle, CEO of National MI, said FHA and MI businesses operate on different points of the risk spectrum and, therefore, a cut in MIP will not result in massive ramifications for the MI industry.


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The Final Tally for 2020: VA MI Volume Blows Past FHA

February 26, 2021
John Bancroft

The VA share of new primary MI business jumped from 25.2% in 2019 to 30.9% last year...


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Unsettled Still: The Disparate-Impact Question

February 18, 2021
Maria Volkova

But first, some background: In 2015, NAMIC and the American Insurance Association successfully challenged the Department of Housing and Urban Development’s final rule on the use of disparate impact to prove allegations of unlawful discrimination with regards to homeowners’ insurance.


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The Production Star of 4Q20: Conventional-Conforming

February 17, 2021
Lisa Burden

Quicken Loans was the top producer of conventional-conforming loans with an estimated $271.55 billion...


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Forbearance Tally Lowest Since April of Last Year

February 16, 2021
Paul Muolo

MBA cited improvements in Fannie Mae/Freddie Mac and Ginnie Mae loans as the driver behind the better readings.


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FHA/VA Foreclosure and Eviction Moratoriums Extended Once Again

February 16, 2021
Maria Volkova

The new timeline moves the moratorium's expiration from March 30 to June 30...


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Refi Train Carries FHA/VA Lending to a Stunning New Record

February 14, 2021
John Bancroft

The year just-ended brought two huge changes to the government-insured market. First, the VA established itself as the dominant program...


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Pending Head of HUD Looking to Improve Tribal Lending Program

February 12, 2021
Maria Volkova

Section 184 home loans are specifically allocated to Native Americans who are purchasing property on tribal land trusts.


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A Mini Revival for Correspondent in 4Q20 but a Long Road Back

February 8, 2021
John Bancroft

Roughly $249.81 billion of newly originated correspondent-generated home loans was securitized by Fannie Mae, Freddie Mac and Ginnie Mae during the fourth quarter, up 20.3% from the prior period. This analysis covers 90.2% of the total agency market...


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A Sign of the Times: VA Servicing Continues to Gain Ground

February 2, 2021
John Bancroft

The volume of FHA loans was down 4.2% for the year, including a 1.8% drop from the third to the fourth quarter. But at $1.114 trillion, FHA loans continued to represent the dominant slice of the Ginnie pie...


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