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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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Ginnie Mae Issuance Weakens in November, Mods Boost FHA

December 7, 2021
John Bancroft
FHA volume was incrementally higher in November, while deliveries of VA, Native American and rural housing loans were lower.
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FHA, Ginnie Mae Still Waiting for Senate-Confirmed Leadership

December 6, 2021
Monica Hogan
Montgomery waited almost seven months for a vote to become FHA commissioner in the Trump administration, even though he had held the job previously...
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FHA Catalyst Default Monitoring System Delayed

December 6, 2021
Monica Hogan
The FHA wants Catalyst to serve as a single platform for lenders to interact with the administration in an effort to lower costs and reduce risk and fraud.
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Ginnie Buyouts Expected to Increase Due to Delinquencies

November 24, 2021
Monica Hogan
Recent data indicate very few Ginnie borrowers who reached 18 months of forbearance then became current on their mortgage.
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FHA/VA Market Tilts Back to Mostly Purchase Lending

November 22, 2021
John Bancroft
It was the first time that purchase-mortgage business represented the biggest source of new FHA/VA lending since the third quarter of 2019...
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On the Way Up: Non-Agency Loan Production

November 18, 2021
John Bancroft
The conventional-conforming market, which is dominated by Fannie Mae and Freddie Mac, accounted for 70.9% of first-lien originations through the first nine months of 2021.
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Time to Cut the MIP? FHA’s Insurance Fund Ends FY21 with a Capital Ratio North of 8%

November 15, 2021
Monica Hogan
How long before the White House caves on a premium cut?
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Mods Keep FHA Ahead of VA in New Ginnie MBS

November 9, 2021
John Bancroft
Loan modifications played a big part in keeping the FHA program the top provider of Ginnie loans.
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Finance of America Swings to a Profit in Third Quarter

November 9, 2021
Brandon Ivey
While FoA is originating many more traditional mortgages than reverse mortgages, much of the lender's profits are coming from reverses...
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Trouble Ahead? An Unsightly Increase In Early-Stage Delinquencies

November 2, 2021
John Bancroft
The government-insured market was under more pressure...
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