FHA, VA, Ginnie Mae and USDA are working with MISMO on a new servicing dataset.

The correspondent channel accounted for 37.0% of agency deliveries in the fourth quarter, up from a 34.6% share the previous quarter.

Refis accounted for 15.0% of Ginnie issuance in January compared with a 14.7% share the previous month.

Leaders at FHA and VA haven't ruled out following the Federal Housing Finance Agency in a shift from a tri-merge score process to a bi-merge process.

FHA’s share of the primary mortgage insurance purchase business grew from 25.7% in 2022 to 32.1%.

The last time FHA delinquencies were this high came during the COVID crisis...

The primary MI share in the agency market rose from 50.4% in 2022 to 62.9% in 2023.

Agency MSR transfers declined by 27.5% in the fourth quarter, to $219.05 billion

Home sellers are now more willing to consider bids tied to FHA and VA mortgages.

The new Ginnie product would relieve pressure for reverse mortgage lenders.