Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.

The Trump administration is describing The Great American Mortgage Corp. as "the all new Fannie Mae and Freddie Mac: bigger and better than ever."

The FHFA director said the Trump administration's planned sale of GSE stock would be small, if it happened at all.

Although President Trump didn’t specifically mention a merger, that appears to be the implication of the post.

UWM's refi incentive is scheduled to be available through Sept. 16.

Mortgage portfolios at Fannie Mae and Freddie Mac increased steadily throughout 2024 before declining during the first quarter of 2025.

Higher provisions for losses in the second quarter contributed to a 14.6% sequential drop in net income for the mortgage giant.

Much of the downturn was in pools with high concentrations of loans that accomplish GSE missions and other social goals.

While many of these tools have been included in GSE automated underwriting systems for some time now, both Fannie and Freddie are highlighting the role of third-party data, income modeling and rent recognition in reducing friction and expanding the pool of mortgage-eligible borrowers.

The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”