Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie September 5, 2025 Brandon Ivey A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.Read More
Rocket/Mr. Cooper Merger Gets Nod From FHFA August 27, 2025 Dennis Hollier The regulator, though, says no market participant can account for more than 20% of the GSEs' servicing market.Read More
GSE Purchases of Credit Insurance Down in 2Q August 26, 2025 Dennis Hollier Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.Read More
Short Takes: New Details on The Great American Mortgage Corp. / Mortgage Applications for New Homes Up / Annaly’s Expanded-Credit MBS Issuance Humming August 19, 2025 Brandon Ivey The Trump administration is describing The Great American Mortgage Corp. as "the all new Fannie Mae and Freddie Mac: bigger and better than ever."Read More
Pulte Suggests GSE IPO Will Be Small, If It Happens August 14, 2025 Dennis Hollier The FHFA director said the Trump administration's planned sale of GSE stock would be small, if it happened at all.Read More
GSE Merger Rumors? GAMC (Not GMAC) August 11, 2025 Dennis Hollier Although President Trump didn’t specifically mention a merger, that appears to be the implication of the post.Read More
Short Takes: UWM Pushing Refis / Zillow Boosts its Originations / Freddie Expands Financing for Manufactured Homes / Former Change Lending CEO Heads to Patriot Bank August 7, 2025 Brandon Ivey UWM's refi incentive is scheduled to be available through Sept. 16.Read More
GSEs Add to Mortgage Portfolios During Second Quarter August 5, 2025 Dennis Hollier Mortgage portfolios at Fannie Mae and Freddie Mac increased steadily throughout 2024 before declining during the first quarter of 2025.Read More
Freddie Profits Ebb on Housing Market Woes July 31, 2025 Dennis Hollier Higher provisions for losses in the second quarter contributed to a 14.6% sequential drop in net income for the mortgage giant.Read More
Spec Pool Share of GSE MBS Issuance Down in 2Q July 30, 2025 John Bancroft Much of the downturn was in pools with high concentrations of loans that accomplish GSE missions and other social goals.Read More