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Home » Topics » GSEs » Freddie Mac

Freddie Mac
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Industry Frustrated as New LLPA Structure Nears

April 24, 2023
Dennis Hollier
Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.
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Mixed Trends in Deliveries to GSEs in First Quarter

April 21, 2023
Dennis Hollier
Volume declined on a sequential basis in the first quarter, while deliveries picked up in March compared with February.
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FHFA to Codify Existing Fair Housing Directives

April 20, 2023
Dennis Hollier
The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.
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Short Takes: Home Prices Inch Up / Origination Pipelines Constrained / Few Loans in Forbearance / New CRT from Freddie

April 18, 2023
Brandon Ivey
Home prices increased by 1.0% on a sequential basis in the first quarter of 2023.
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FHFA Finalizes DTS Rule on Colonias

April 13, 2023
Dennis Hollier
The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.
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Further Declines in Securitization Issuance

April 12, 2023
John Bancroft
Combined MBS issuance at Fannie Mae, Freddie Mac and Ginnie Mae was down 21.2% from the fourth quarter and off 66.9% from the first three months of 2022.
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Short Takes: Purchase Mortgage Volume Constrained / Jobs Numbers Suggest Rate Hikes Over / CrossCountry Joins Freddie’s SPCP / New Reverse Mortgage Lender

April 7, 2023
Brandon Ivey
Relatively low interest rates don't help much if there aren't many homes for sale.
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GSEs Update Equitable Housing Finance Plans

April 6, 2023
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.
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Short Takes: Rate Locks Increase / Freddie Partnership Builds Credit Scores / California Even Less Affordable

April 6, 2023
Brandon Ivey
Bank failures helped to drive down interest rates on mortgages in March, which led to an increase in rate locks.
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GSEs to Expand Use of Payment Deferrals

March 30, 2023
Dennis Hollier
The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.
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