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Home » Topics » GSEs » Fannie Mae

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Short Takes: OCC Head Confirmed / FHA Delays Deadline for Phishing-Resistant Change / Westcor Added to Fannie Title Acceptance Pilot / UWM Invests in Bilt / Panorama Mortgage Group Launches Wholesale Unit

July 11, 2025
Brandon Ivey
Jonathan Gould was the senior deputy comptroller and chief counsel at the OCC during the latter half of the first Trump administration.
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FHFA Allows for ‘Immediate’ Use of VantageScore 4.0 by GSEs

July 9, 2025
Dennis Hollier
The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”
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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Fannie Sets BSA-Like Requirements for Mortgage Companies

July 3, 2025
Brandon Ivey
For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.
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Short Takes: Pulte Calls for Investigation of Powell / Fannie Removes Restrictions on Lender Incentives / Fairway Rebrands / Freddie Allows Buydowns for MH Loans

July 3, 2025
Brandon Ivey
Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.
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FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves

June 26, 2025
Dennis Hollier
FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.
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Fannie Economists Hike Projection for Interest Rates

June 24, 2025
Brandon Ivey
Economists at Fannie Mae project that the interest rate for a 30-year fixed-rate mortgage will average 6.5% during the fourth quarter of 2025.
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Fannie, Bayview Partner on CRT Transaction

June 18, 2025
Brandon Ivey
The transaction covers a pool of mortgages with an unpaid principal balance of $6.4 billion.
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Second-Level MBS Issuance by GSEs Slows in First Quarter

June 3, 2025
John Bancroft
Supers MBS repackage smaller securities with similar characteristics to make management of the assets more efficient.
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Short Takes: Ishbia on GSE Reform / loanDepot Nets New Ginnie MSR Financing / New CRT From Fannie / Record Month for Kind Lending / Correction

June 3, 2025
Brandon Ivey
“Fannie Mae and Freddie Mac acting more private but still being in conservatorship might be the best of both worlds,” said Mat Ishbia, president and CEO of United Wholesale Mortgage.
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