FHFA Allows for ‘Immediate’ Use of VantageScore 4.0 by GSEs July 9, 2025 Dennis Hollier The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”Read More
Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup July 9, 2025 Dennis Hollier and Brandon Ivey FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.Read More
Fannie Sets BSA-Like Requirements for Mortgage Companies July 3, 2025 Brandon Ivey For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.Read More
Short Takes: Pulte Calls for Investigation of Powell / Fannie Removes Restrictions on Lender Incentives / Fairway Rebrands / Freddie Allows Buydowns for MH Loans July 3, 2025 Brandon Ivey Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.Read More
FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves June 26, 2025 Dennis Hollier FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.Read More
Fannie Economists Hike Projection for Interest Rates June 24, 2025 Brandon Ivey Economists at Fannie Mae project that the interest rate for a 30-year fixed-rate mortgage will average 6.5% during the fourth quarter of 2025.Read More
Fannie, Bayview Partner on CRT Transaction June 18, 2025 Brandon Ivey The transaction covers a pool of mortgages with an unpaid principal balance of $6.4 billion.Read More
Second-Level MBS Issuance by GSEs Slows in First Quarter June 3, 2025 John Bancroft Supers MBS repackage smaller securities with similar characteristics to make management of the assets more efficient.Read More
Short Takes: Ishbia on GSE Reform / loanDepot Nets New Ginnie MSR Financing / New CRT From Fannie / Record Month for Kind Lending / Correction June 3, 2025 Brandon Ivey “Fannie Mae and Freddie Mac acting more private but still being in conservatorship might be the best of both worlds,” said Mat Ishbia, president and CEO of United Wholesale Mortgage.Read More
Trump Hints at Post-Conservatorship Structure of GSEs May 28, 2025 Dennis Hollier In a Tuesday social media post, the president conflated the concepts of an implicit guarantee and an explicit guarantee for the GSEs.Read More