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FHFA Rolls Out 2022 Conforming Loan Limits. High Cost Areas Just Shy of $1M

November 30, 2021
Dennis Hollier
An 18.05% year-over-year increase in home prices means Fannie and Freddie will be able to purchase loans as high as $970,080 in 2022.
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Coming Very Soon: GSE Conforming Loan Limits for 2022

November 29, 2021
Dennis Hollier
Caps for GSE loans could jump by as much as 19%.
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Dems Extend G-Fee Surcharge to Pay for Infrastructure Bill

November 8, 2021
Dennis Hollier
The 10 bps g-fee strip inaugurated in 2011 to pay for a temporary tax cut is set to enter its second decade, despite expiring more than a month ago.
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Underwriting Update: Freddie to Also Consider Rental Payment History

November 3, 2021
Dennis Hollier
The two mortgage giants have devised different strategies to make sure renters have a better chance of qualifying for a mortgage.
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FHFA Reaffirms Climate Change Concerns

October 22, 2021
Dennis Hollier
Acting Director Thompson agreed with the conclusion in a new FSOC report that climate change poses an "emerging threat" to the nation's financial stability.
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The GSEs’ Low-Income Refi Programs Get a Boost

October 21, 2021
Dennis Hollier
The Federal Housing Finance Agency expands the GSEs’ low-income refinance programs to include more moderate-income borrowers.
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FHFA Publishes 2022 Fannie/Freddie Multifamily Caps

October 13, 2021
Dennis Hollier
The government-sponsored enterprises will each be able to purchase $8 billion more in multifamily loans next year.
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FHFA Shuts the Door on Fannie/Freddie JV Issuing Non-GSE Securities

October 6, 2021
Dennis Hollier
FHFA Acting Director Sandra Thompson has quashed her predecessor's plans to expand the footprint of CSS to include GSE competitors.
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MBS Trading Sagged in August. Meaning?

September 24, 2021
Paul Muolo
One trend seemed clear: Real estate investment trusts that specialize in purchasing agency securities continue to scour the markets for different investments...
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Fannie Returns to the CRT Fold

September 23, 2021
Dennis Hollier
FHFA's proposal, last week, to improve the capital treatment of CRT has already reaped dividends.
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