TD held $42.98 billion of first-lien mortgages in portfolio as of the end of September.

Scott Bessent, nominee to head the Treasury, didn’t mention the GSEs in his confirmation hearing last week.

Lakeview Loan Servicing remained the top agency servicer, with a $732.56 billion portfolio.

The president-elect said Bill Pulte will help “restore the American Dream for all.”

It would take Congressional action to create an explicit guarantee, a scenario almost no one expects to happen.

The GSEs didn't provide a revised timeline for implementing bi-merge credit score policies.

The analysts said only legislation by Congress can address the government guarantee currently applied to Fannie Mae and Freddie Mac.

Deliveries of rate-term refinances into agency MBS declined by almost 40% on a monthly basis in December.

If Congress takes up GSE reform, Mark Calabria, who served as director of the Federal Housing Finance Agency during the first Trump administration, has some suggestions.

If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.