The share of GSE purchase mortgages with credit scores of at least 740 increased from 73.8% in the first quarter of 2025 to 74.6% in the second quarter.

The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”

Banks and private issuers will now be able to obtain a license from the renamed U.S. Fin Tech to issue GSE-grade securities (minus the GSE guarantee).

FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.

FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.

Locks were up 2.0% from May.

Large nonbanks accounted for 56.1% of GSE deliveries in 2Q25.

Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.

FHFA created U.S. Financial Technology, a company that will take over Common Securitization Solutions.

FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.