In late 2018, the FHFA published a report on g-fees paid from 2013 to 2017, stratifying it by five different lender cohorts…

Freddie Mac declined to say how much credit it had extended under the pilot, though a spokesman said it was under $1 billion. 

Combined, Fannie Mae, Freddie Mac and Ginnie Mae accounted for 63.0% of total home mortgage debt outstanding at the end of June.

If the QM "patch" disappears as scheduled in early 2021, some lenders might see originations plummet. At least, that's the fear...

When it comes to MBS guarantees, it would be a pay-as-you-go system...

Industry consultant Joe Garrett wonders about LO pay on "easy" loans...

Some are calling for the GSEs’ automated underwriting systems to be used after the QM patch expires to determine whether a mortgage is a QM.

The spokesperson added: “It should be noted that in the recently announced housing finance reform plan, Treasury recommends that volume-based pricing discounts or similar incentives should be prohibited at the enterprises.”

Some mortgage market participants suggested the CFPB replace the DTI ratio standard with a different measure, such as a residual income test.

Three large nonbanks led the pack in GSE buybacks during the second quarter: Quicken Loans, Caliber Home Loans and loanDepot…